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Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

denied for USAA visa BUT so proud of my score!

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‎09-11-2012 07:36 AM

So I was denied for a second card with USAA-I apped for the visa, I already have the mastercard-and although they denied me because of 'new account' verbiage I have never been prouder than to see my score sitting at an EQ 695 (exactly what myfico said it was).  I know its kind of weird but I am so proud of this denial and the confirm on the score. Breaking the 7s is my goal before Christmas! Totally doable I believe in a short time. Thoughts?  

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
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Valued Contributor
nicholasyud
Posts: 1,589
Registered: ‎08-13-2012

Re: denied for USAA visa BUT so proud of my score!

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‎09-11-2012 07:38 AM

You should call for recon

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800

Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

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Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: denied for USAA visa BUT so proud of my score!

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‎09-11-2012 07:42 AM

I tried. The very hurried rep told me to try again in 3 months and basically I could try every three months. I was like ohhhhhh, um, okay. That seemed like such garbage to me. But I don't know there policies/procedures. Any success stories with USAA recons?? Id love to hear...

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Message 3 of 6 (388 Views)
 
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Valued Contributor
nicholasyud
Posts: 1,589
Registered: ‎08-13-2012

Re: denied for USAA visa BUT so proud of my score!

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‎09-11-2012 08:36 AM

Call their excu department .........alread hard inqui so why not to try

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800

Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

Message 4 of 6 (349 Views)
 
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Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: denied for USAA visa BUT so proud of my score!

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‎09-11-2012 09:08 AM

Typically, USAA does not recon...

Ray

** Every Card has a Job, and Every Card does its Job **

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Super Contributor
CS800
Posts: 6,114
Registered: ‎04-07-2008

Re: denied for USAA visa BUT so proud of my score!

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‎09-11-2012 09:40 AM

RockinRay wrote:

Typically, USAA does not recon...

I found that out also the hard way.





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