So I was denied for a second card with USAA-I apped for the visa, I already have the mastercard-and although they denied me because of 'new account' verbiage I have never been prouder than to see my score sitting at an EQ 695 (exactly what myfico said it was). I know its kind of weird but I am so proud of this denial and the confirm on the score. Breaking the 7s is my goal before Christmas! Totally doable I believe in a short time. Thoughts?
You should call for recon
I tried. The very hurried rep told me to try again in 3 months and basically I could try every three months. I was like ohhhhhh, um, okay. That seemed like such garbage to me. But I don't know there policies/procedures. Any success stories with USAA recons?? Id love to hear...
Call their excu department .........alread hard inqui so why not to try