Reply
Frequent Contributor
Imua
Posts: 282
Registered: ‎01-17-2009

detour on way to join garden club

[ Edited ]

i've been thinkng for several weeks about joining the garden club here at myFICO because while i don't/didn't need any more cc's and am/was happy with the ones i have, i was starting to feel tempted to app for 'something'...

 

the $100 bonus cash back reward after charging $500 in the first 90 days finally got to me, so i pulled the trigger for bankamericacard cash rewards card. 

result - my first ever on-line instant approval! and my largest CL to date!! CL $10,000 :smileyvery-happy:

 

time to get my butt over to the garden now - no more detours :smileysurprised:

 

-------

what's now in my wallet:

Macy's store / Macy's AMEX (CL $1500 / $5000)

Chase Freedom MC (CL $6000)

BofA Gold VISA (CL $7900)

Sam's Club (CL $1800)

BankAmericard cashrewards signature VISA ($10,000)

 

 

 

 


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom MC $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: detour on way to join garden club

Congrats!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: detour on way to join garden club


Imua wrote:

i've been thinkng for several weeks about joining the garden club here at FICO because while i don't/didn't need any more cc's and am/was happy with the ones i have, i was starting to feel tempted to app for 'something'...

 

the $100 bonus cash back reward after charging $500 in the first 90 days finally got to me, so i pulled the trigger for bankamericacard cash rewards card. 

result - my first ever on-line instant approval! and my largest CL to date!! CL $10,000 :smileyvery-happy:

 

time to get my butt over to the garden now - no more detours :smileysurprised:

 

-------

what's now in my wallet:

Macy's store / Macy's AMEX (CL $1500 / $5000)

Chase Freedom MC (CL $6000)

BofA Gold VISA (CL $7900)

Sam's Club (CL $1800)

BankAmericard cashrewards signature VISA ($10,000)

 

 

 

 


CONGRATS!!!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
rtw
Posts: 795
Registered: ‎05-01-2012

Re: detour on way to join garden club

Congrats! That's a great CL.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 709 (PSECU 04/05/14) 703 (my FICO 04/14/14) TU: 724(04/14/14) EQ: 676 (04/14/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Established Contributor
emptypockets
Posts: 901
Registered: ‎02-03-2009

Re: detour on way to join garden club

Congrats!! Now run....don't walk to the Garden before you get the urge again!

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Cash+ Visa, Chase CSP/Freedom/Marriott/SWA Prem, Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend/AA Platinum, Discover IT, Walmart Discover, Cabela's Visa, Cap One Quick Silver, BOA BB Rewards MC, BMW Visa Siggy, Comenity FRN MC/TR Visa, Ebates Visa Siggy, 5/3 Real Life Rewards, Jared, Kohl's, Macy's, Macy's AMEX.

Current Scores: EQ (3/28/14): 798; TU MyFico (3/7/14):781; Walmart TU Fico 08 (4/4/2014): 814; EX (3/7/14): 773
Frequent Contributor
Imua
Posts: 282
Registered: ‎01-17-2009

Re: detour on way to join garden club


emptypockets wrote:

Congrats!! Now run....don't walk to the Garden before you get the urge again!



already made my first garden club post :smileywink:


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom MC $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Established Contributor
emptypockets
Posts: 901
Registered: ‎02-03-2009

Re: detour on way to join garden club

Lol. The approvals are intoxicating. I got 2 pre-approvals for this BOA card last week. Unfortunately, I have WAY too many new cards this year, so to the shredder with BOA.

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Cash+ Visa, Chase CSP/Freedom/Marriott/SWA Prem, Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend/AA Platinum, Discover IT, Walmart Discover, Cabela's Visa, Cap One Quick Silver, BOA BB Rewards MC, BMW Visa Siggy, Comenity FRN MC/TR Visa, Ebates Visa Siggy, 5/3 Real Life Rewards, Jared, Kohl's, Macy's, Macy's AMEX.

Current Scores: EQ (3/28/14): 798; TU MyFico (3/7/14):781; Walmart TU Fico 08 (4/4/2014): 814; EX (3/7/14): 773
Valued Contributor
RockinRay
Posts: 1,933
Registered: ‎08-13-2007

Re: detour on way to join garden club

Congrats! See you in the garden. That is a real nice starting limt for sure!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+