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direct merchant/hsbc/Capitol One will not remove fraudulent charges for 30 to 90 days

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ibm650
Established Member

direct merchant/hsbc/Capitol One will not remove fraudulent charges for 30 to 90 days

Charges for Bangledesh Airlines, called immediately, over $1000. Will not remove untill investigation is complete and I have to pay at least minimum (maybe interest), they said, "Well, you could then request a refund when we complete investigation".

Annoying, as it shows up as an outstanding amount.  Do not use this card, just did not cancel.

Message 1 of 5
4 REPLIES 4
myjourney
Super Contributor

Re: direct merchant/hsbc/Capitol One will not remove fraudulent charges for 30 to 90 days

Ouch sorry this happened to you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
FinStar
Moderator Emeritus

Re: direct merchant/hsbc/Capitol One will not remove fraudulent charges for 30 to 90 days


@myjourney wrote:

Ouch sorry this happened to you


+1

 

Do you have another balance on the card besides the questionable charges?  If so, you still have to pay on that portion of the balance.  Did they offer or did you request a replacement or new account as a result of those charges?

Message 3 of 5
ibm650
Established Member

Re: direct merchant/hsbc/Capitol One will not remove fraudulent charges for 30 to 90 days

No other charges on account.  Yes, we cancelled and received a new one.  Took 8 days.  American Express has much better service.  Overnight card and immediate removal.

Message 4 of 5
Swapmeet
Valued Contributor

Re: direct merchant/hsbc/Capitol One will not remove fraudulent charges for 30 to 90 days


@ibm650 wrote:

No other charges on account.  Yes, we cancelled and received a new one.  Took 8 days.  American Express has much better service.  Overnight card and immediate removal.


Sounds like this has happened before...



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