Reply
Established Member
dxz7
Posts: 39
Registered: ‎08-09-2013
0

disapproved for the chase hyatt card.

[ Edited ]

Hi all! So I applied for the hyatt card about two weeks ago and it sent me an email saying it is on pending and i would be notified in 30 days. So I have called the chase recon three times including just right now, all three times were denied after asking me several questions because of too many inquiries within these past four months. They said wanted to see how I handle these new accounts first before they issue another 5k limit card to me and i will be receiving a letter explaining the reasons.  I recently opened bofa travel rewards for 7k, bofa cash rewards privileges for 10k, macy's card for 1k and also the chase sapphire preffered for 5k within the four months. So should i just wait until later to apply again or call chase recon again after i received the letter from them? and if i do wait should i wait for 3 months or 6 months? Thank you all. 

my credit score report from bofa was dropped from 726 to 714 after i opened these accounts.

my utility is only about 4% overall, but this month since i have to meet the quota for 3k for 40000 for the CSP card, i already used 4k out of my 5k credit limit.

always paid bills on time in full balances expect for this month's bofa privileges

oldest account is bofa world points which is 5 years and 4 months but other than are all less than two years.

Bofa Privileges with Cash Rewards Visa Signature -11k / Chase Sapphire Preferred - 10k / Chase Freedom - 7k / Hyatt Visa - 5k
Bofa Travel Rewards Card Visa Signature - 7.5k / American Express True Earnings - 5k / Barclay Arrival WorldMaster card - 5k
Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: disapproved for the chase hyatt card.

With Chase, I'd personally just wait. Give it a few months and then Chase will throw cards at you to no end...lol.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Established Member
dxz7
Posts: 39
Registered: ‎08-09-2013
0

Re: disapproved for the chase hyatt card.

i guess; sighh really wanted that card especially when my vacation is coming up in october; it would be perfect for me to use up to 10k and get the 2 free nights stay to my account around my vacation starts

Bofa Privileges with Cash Rewards Visa Signature -11k / Chase Sapphire Preferred - 10k / Chase Freedom - 7k / Hyatt Visa - 5k
Bofa Travel Rewards Card Visa Signature - 7.5k / American Express True Earnings - 5k / Barclay Arrival WorldMaster card - 5k
Established Contributor
missjae
Posts: 522
Registered: ‎07-18-2013
0

Re: disapproved for the chase hyatt card.

[ Edited ]

Something similar happened to me.  After Chase approved a 5K Sapphire for me, they denied me for the next card I applied for.  The number one reason was the recent approval.  So I would wait maybe 6 months or so, then reapply.  The inquiries will be at least 6 months old and they'll have some history to look at.

 

ETA:  Also, I would always apply for the card I want the most first from any given issuer since a second approval is not promised.

Community Leader
Senior Contributor
myjourney
Posts: 26,620
Registered: ‎02-07-2013
0

Re: disapproved for the chase hyatt card.

Just wait and try again at a much later date if you still want the card ....

FYI Chase logs recon calls so other analyst can see and know how many times you have called

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Established Member
dxz7
Posts: 39
Registered: ‎08-09-2013
0

Re: disapproved for the chase hyatt card.

uh oh; so i guess i should just wait then. think all three times were denial is enough -___-

Bofa Privileges with Cash Rewards Visa Signature -11k / Chase Sapphire Preferred - 10k / Chase Freedom - 7k / Hyatt Visa - 5k
Bofa Travel Rewards Card Visa Signature - 7.5k / American Express True Earnings - 5k / Barclay Arrival WorldMaster card - 5k
Community Leader
Senior Contributor
myjourney
Posts: 26,620
Registered: ‎02-07-2013
0

Re: disapproved for the chase hyatt card.

[ Edited ]

dxz7 wrote:

uh oh; so i guess i should just wait then. think all three times were denial is enough -___-


I would wait

Use your CSP and show history and I think they will give it to you next time...

Chase like to see history with their accounts and your CSP is still a new account.

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13



myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}