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Valued Contributor
Posts: 1,361
Registered: ‎02-07-2010
0

discover CLI :) Update

[ Edited ]

first cli without a hard pull Smiley Happy

discover card changes.jpg

 

awsome! update....

cli discover 8000.jpg

 

this is the first cli that was offered to me online. this is also the largest cli from discover. in fact, i was be conservative and perhaps asked for a larger credit line.

 

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Valued Contributor
Posts: 1,296
Registered: ‎05-13-2010
0

Re: discover CLI :)

Just curious, how come your cash line has never increased?  My cash line has always increased as 1/2 of my total CL with Discover.

BofA Cash Rewards VS - $25k/9.99% | Citi Double Cash World MC - $15k/11.99% | Amex BCE - $25k/10.24% | Chase Freedom Unlimited VS- $10k/15.24% | Barclay Ring $5k/8.0% | Discover it - $39.5k/11.99%
Established Contributor
Posts: 855
Registered: ‎10-04-2010
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Re: discover CLI :)

Congrats Smiley Happy



BK in 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Gold Delta Skymiles ($25,000) --- GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)--- Discover IT ($28,000)

Experian 741 Transunion 752-- July 2016
Established Contributor
Posts: 825
Registered: ‎12-28-2011
0

Re: discover CLI :)

nice! what was the CL before?

Valued Contributor
Posts: 1,361
Registered: ‎02-07-2010
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Re: discover CLI :)


smc733 wrote:

Just curious, how come your cash line has never increased?  My cash line has always increased as 1/2 of my total CL with Discover.



yes. i know. it went from 300 to 500 a day or two after my first increase last year. it may increase again in a couple of days. i guess it is because i don't ask for cash cli at the time of my request.

 

you and i are in the same boat; be both have the same goals here. Smiley Happy

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Valued Contributor
Posts: 1,361
Registered: ‎02-07-2010
0

Re: discover CLI :)

credit limit was 2500 at account opening on sept. 24 2010. went to 4000 with hard pull on july 8 2011. today its 5500. so 1500 each time. i also lowered my standard purchase apr today from 18.24 to 16.24. Smiley Happy

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Valued Contributor
Posts: 1,361
Registered: ‎02-07-2010
0

Re: discover CLI :)

bump

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: discover CLI :) Update

I'm so confused, they couldn't approve the full amount but gave you $2,500 CLI anyway?

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: discover CLI :) Update

Congrats

Valued Contributor
Posts: 1,361
Registered: ‎02-07-2010
0

Re: discover CLI :) Update


trumpet-205 wrote:

I'm so confused, they couldn't approve the full amount but gave you $2,500 CLI anyway?


everyone that gets approved gets this message. it is a generic message, knowing that most people will ask for a larger credit limit then they are willing to approve usually. i know its stupid, but thats how they do it. i wanted to be conservative about the limit to ask for, so they approved the whole amount.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859

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