Credit Cards

[scottwagnon]

first cli without a hard pull

awsome! update....

this is the first cli that was offered to me online. this is also the largest cli from discover. in fact, i was be conservative and perhaps asked for a larger credit line.

[smc733]

Just curious, how come your cash line has never increased?  My cash line has always increased as 1/2 of my total CL with Discover.

[aussiesareforever]

Congrats

[dyv8914]

nice! what was the CL before?

[scottwagnon]

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smc733 wrote:

Just curious, how come your cash line has never increased?  My cash line has always increased as 1/2 of my total CL with Discover.

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yes. i know. it went from 300 to 500 a day or two after my first increase last year. it may increase again in a couple of days. i guess it is because i don't ask for cash cli at the time of my request.

you and i are in the same boat; be both have the same goals here.

[scottwagnon]

credit limit was 2500 at account opening on sept. 24 2010. went to 4000 with hard pull on july 8 2011. today its 5500. so 1500 each time. i also lowered my standard purchase apr today from 18.24 to 16.24.

[scottwagnon]

bump

[trumpet-205]

I'm so confused, they couldn't approve the full amount but gave you $2,500 CLI anyway?

[Cadillac-XTS]

Congrats

[scottwagnon]

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trumpet-205 wrote:

I'm so confused, they couldn't approve the full amount but gave you $2,500 CLI anyway?

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everyone that gets approved gets this message. it is a generic message, knowing that most people will ask for a larger credit limit then they are willing to approve usually. i know its stupid, but thats how they do it. i wanted to be conservative about the limit to ask for, so they approved the whole amount.