Reply
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: discover CLI :)


scottwagnon wrote:

credit limit was 2500 at account opening on sept. 24 2010. went to 4000 with hard pull on july 8 2011. today its 5500. so 1500 each time. i also lowered my standard purchase apr today from 18.24 to 16.24. :smileyhappy:


i thought they get you increase every 6 months ? are you used it heavy or just couple time a month ? how do you used it anw ?

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
maiden_girl
Posts: 2,094
Registered: ‎12-29-2011
0

Re: discover CLI :)

Thats awesome! Congrats! Is a discover card worth applying for tho? I didn't think alot of places really accepted them? I usually only see VISAor MASTERCARD logos when I shop.

 

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: discover CLI :)


maiden_girl wrote:

Thats awesome! Congrats! Is a discover card worth applying for tho? I didn't think alot of places really accepted them? I usually only see VISAor MASTERCARD logos when I shop.

 


I've had a card for a few years and I can only think of 3-4 places where the card was not accepted. I find that most places that accept visa or mastercard usually accept discover.

Valued Contributor
maiden_girl
Posts: 2,094
Registered: ‎12-29-2011
0

Re: discover CLI :)


asteroidblues86 wrote:

maiden_girl wrote:

Thats awesome! Congrats! Is a discover card worth applying for tho? I didn't think alot of places really accepted them? I usually only see VISAor MASTERCARD logos when I shop.

 


I've had a card for a few years and I can only think of 3-4 places where the card was not accepted. I find that most places that accept visa or mastercard usually accept discover.


Thank you!!!! After reading this, I went and applied for a Discover Card. Instantly approved, CL unknown but will have a card mailed to me in a few days. Now I'm gardening my credit til whenever. LOL.

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
trumpet-205
Posts: 2,270
Registered: ‎11-11-2010
0

Re: discover CLI :) Update

A lot of fast food do NOT accept Discover.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
scottwagnon
Posts: 1,342
Registered: ‎02-07-2010
0

Re: discover CLI :)


nicholasyud wrote:

i thought they get you increase every 6 months ? are you used it heavy or just couple time a month ? how do you used it anw ?

 



i am a heavy user. it has been a over six (almost 7) months since my last increase.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012
0

Re: discover CLI :) Update

Congrats!!!
Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: discover CLI :)


maiden_girl wrote:

asteroidblues86 wrote:

maiden_girl wrote:

Thats awesome! Congrats! Is a discover card worth applying for tho? I didn't think alot of places really accepted them? I usually only see VISAor MASTERCARD logos when I shop.

 


I've had a card for a few years and I can only think of 3-4 places where the card was not accepted. I find that most places that accept visa or mastercard usually accept discover.


Thank you!!!! After reading this, I went and applied for a Discover Card. Instantly approved, CL unknown but will have a card mailed to me in a few days. Now I'm gardening my credit til whenever. LOL.


Congrats! I hope you enjoy the card as much as I have.

Valued Contributor
maiden_girl
Posts: 2,094
Registered: ‎12-29-2011
0

Re: discover CLI :)

Thanks!

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: discover CLI :)

 

 



i am a heavy user. it has been a over six (almost 7) months since my last increase.


so u usedheavy then paid off or leave aall balance or.......more specific if you don't mind......


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+