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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: discover CLI :)


scottwagnon wrote:

credit limit was 2500 at account opening on sept. 24 2010. went to 4000 with hard pull on july 8 2011. today its 5500. so 1500 each time. i also lowered my standard purchase apr today from 18.24 to 16.24. Smiley Happy


i thought they get you increase every 6 months ? are you used it heavy or just couple time a month ? how do you used it anw ?

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: discover CLI :)

Thats awesome! Congrats! Is a discover card worth applying for tho? I didn't think alot of places really accepted them? I usually only see VISAor MASTERCARD logos when I shop.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Posts: 234
Registered: ‎08-04-2012
0

Re: discover CLI :)


maiden_girl wrote:

Thats awesome! Congrats! Is a discover card worth applying for tho? I didn't think alot of places really accepted them? I usually only see VISAor MASTERCARD logos when I shop.

 


I've had a card for a few years and I can only think of 3-4 places where the card was not accepted. I find that most places that accept visa or mastercard usually accept discover.

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: discover CLI :)


asteroidblues86 wrote:

maiden_girl wrote:

Thats awesome! Congrats! Is a discover card worth applying for tho? I didn't think alot of places really accepted them? I usually only see VISAor MASTERCARD logos when I shop.

 


I've had a card for a few years and I can only think of 3-4 places where the card was not accepted. I find that most places that accept visa or mastercard usually accept discover.


Thank you!!!! After reading this, I went and applied for a Discover Card. Instantly approved, CL unknown but will have a card mailed to me in a few days. Now I'm gardening my credit til whenever. LOL.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 2,512
Registered: ‎11-11-2010
0

Re: discover CLI :) Update

A lot of fast food do NOT accept Discover.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 1,359
Registered: ‎02-07-2010
0

Re: discover CLI :)


nicholasyud wrote:

i thought they get you increase every 6 months ? are you used it heavy or just couple time a month ? how do you used it anw ?

 



i am a heavy user. it has been a over six (almost 7) months since my last increase.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0

Re: discover CLI :) Update

Congrats!!!
Regular Contributor
Posts: 234
Registered: ‎08-04-2012
0

Re: discover CLI :)


maiden_girl wrote:

asteroidblues86 wrote:

maiden_girl wrote:

Thats awesome! Congrats! Is a discover card worth applying for tho? I didn't think alot of places really accepted them? I usually only see VISAor MASTERCARD logos when I shop.

 


I've had a card for a few years and I can only think of 3-4 places where the card was not accepted. I find that most places that accept visa or mastercard usually accept discover.


Thank you!!!! After reading this, I went and applied for a Discover Card. Instantly approved, CL unknown but will have a card mailed to me in a few days. Now I'm gardening my credit til whenever. LOL.


Congrats! I hope you enjoy the card as much as I have.

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: discover CLI :)

Thanks!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: discover CLI :)

 

 



i am a heavy user. it has been a over six (almost 7) months since my last increase.


so u usedheavy then paid off or leave aall balance or.......more specific if you don't mind......


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

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