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scottwagnon
Posts: 1,266
Registered: ‎02-07-2010

Re: discover CLI :)

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‎09-16-2012 08:45 PM

nicholasyud wrote:

 

 


i am a heavy user. it has been a over six (almost 7) months since my last increase.

so u usedheavy then paid off or leave aall balance or.......more specific if you don't mind......

heavy user. always end up revolving the full balance short of getting charged an interest fee. you know, if you don't carry alot of cards with balances, it is fine if you report a balance that is up to around 15 to 20 percent of your available credit. never mind the overzealous that suggest you will look like a deliquent individual to a cc if you dare to report a balance every month. i don't report that much anyway on my discover, but i do on one of my other cards and the increase my limit as well.

EQ FICO 783 11/03/12 EX FICO 761 03/12/13
EQ VT 889 EX 858 TU 879 (VT is 501 - 990)
Credit Sesame score 801 (CS is 300 - 850)
Credit.com score 774 (C is 300 - 850) est. EX Fico 770

see my card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
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webhopper
Posts: 6,581
Registered: ‎09-16-2011

Re: discover CLI :) Update

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‎09-16-2012 09:52 PM

Congrats!
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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