discover - apple pay

[UncleB]

---

@Anonymous wrote:
lol. i am impartial to either but i just want my darn cards on it

---

LOL... you guys are making me feel like I'm behind the times...

I'm using a Moto G LTE, and the only kind of "pay" it works with is an older tech called "take-it-out-of-your-wallet-and-pay" 

Maybe my next phone will have ApplePay, SamsungPay, or AndroidPay... I know they're all a bit different, but they all seem cool.

[Anonymous]

i like apple because they use the Touch ID and it's flawless

[longtimelurker]

---

@Anonymous wrote:
i like apple because they use the Touch ID and it's flawless

---

The claimed advantage of Samsung Pay is that it will work on "most" terminals, doesn't need NFC enabled ones.    But we will see....

[Anonymous]

hmmm not sure how that is possible but as you said.. we will see lol. merchants have to approve it in order for it to work. wal mart won't allow those types of payment methods

[thecheese]

---

@Anonymous wrote:
hmmm not sure how that is possible but as you said.. we will see lol. merchants have to approve it in order for it to work. wal mart won't allow those types of payment methods

---

It's supposed to work by emmitting a magnetic signal that emulates that of a regular striped card when you hold it up to the area where you would usually swipe the card, so Walmart or any other merchants don't need to approve anything, it should "just work", but I'd be surprised if it wasn't a bit shoddy on different terminals. We'll see!

[Anonymous]

then what other preventative measures do they take to keep you protected? with apple pay they use "false" card information that expires after each use so no one can copy your info. will they do a similar thing?

[Jpmack29]

Samsung in general is played out, used to be on their bandwagon when I was a teeny bopper. They just copy Apple. 

[longtimelurker]

---

@Anonymous wrote:
then what other preventative measures do they take to keep you protected? with apple pay they use "false" card information that expires after each use so no one can copy your info. will they do a similar thing?

---

Yes, lots of articles about it now on the web.   It uses tokenised information, just like Apple Pay, so no "real" card info is sent.   They bought a company the provides the magnetic field technique, I really want to see how well this works.  IF it works well, it will be usable much more widely than Apple.

[NRB525]

---

@thecheese wrote:

---

@Anonymous wrote:
hmmm not sure how that is possible but as you said.. we will see lol. merchants have to approve it in order for it to work. wal mart won't allow those types of payment methods

---

It's supposed to work by emmitting a magnetic signal that emulates that of a regular striped card when you hold it up to the area where you would usually swipe the card, so Walmart or any other merchants don't need to approve anything, it should "just work", but I'd be surprised if it wasn't a bit shoddy on different terminals. We'll see!

---

It is possible that it works just fine, but the words "Samsung" and "my personal data" I don't ever plan to use in the same sentence.

They don't have a "secure element" hardware in the phone, although Samsung assures us they don't use the data that passes through on the purchase.

I like my ApplePay, because it integrates with the TouchID that secures my phone and certain applications within the phone, and it is hardware secured for the credit card data. ApplePay is gradually finding new stores. Not a lot, I'll admit, but secure where it is.

Samsung, and Android in general, is too easy to hack, in my opinion.

[longtimelurker]

---

@Jpmack29 wrote:

Samsung in general is played out, used to be on their bandwagon when I was a teeny bopper. They just copy Apple. 

---

Varies.   Samsung Pay (again assuming the claims are nearly true!) is going to much more than just a copy of Apple Pay.    And Android fans are always noting that Apple copies lots of Android features and the Apple fans all think it is a wonderful innovation (e.g. notifications, and finally big screens on Apple)   But both are good....