06-09-2011 12:45 PM
their site says they will contact me within 30 days with a descision on my credit card. is there a way to speed things up?
06-09-2011 12:50 PM
Yes, call the backdoor number. You can find that in a sticky in this forum.
Ask them if there is "any more information" they might need or if they can go ahead and approve you now.
Worth the call. I had to do this and I ended up approved.
06-09-2011 01:16 PM
06-09-2011 03:54 PM
Scores are just right there. It was probably the inquiries from the new loans.
06-09-2011 10:20 PM
I would try and recon... I got declined for too many inquiries back in december and got it overturned.
It's definately worth a try, especially if you can explain the inquiries.
06-09-2011 11:55 PM
Discover is extremely difficult to get a recon with based on my experience.
I was denied by Discover 2x before a miracle happened ( they called me back and considered my application).
Best of luck, if anything I would wait 6-12 months.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.