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discover blacklist confirmed or busted?

Valued Member

Re: discover blacklist confirmed or busted?


swpopham wrote:

on hold


Suspense killing me Lol

***AMEX PLATINUM NPSL *******AMEX BCP 23,100***** CITI DOUBLE CASHBACK $5,900 *****Chase Sapphire Preferred $10,000 **** Chase Freedom $8,000 *****Sears Mastercard Platinum $5,000 **** Macy's Star Rewards $1,000 ***** American Express BCE $24,900 (AU) **** *****Discover IT $8,500 (AU)*****
Message 21 of 39
Mega Contributor

Re: discover blacklist confirmed or busted?


Creditseeker93 wrote:

swpopham wrote:

on hold


Suspense killing me Lol


 




EQ FICO 548 3/3/16
Message 22 of 39
Valued Member

Re: discover blacklist confirmed or busted?

Hahaha

***AMEX PLATINUM NPSL *******AMEX BCP 23,100***** CITI DOUBLE CASHBACK $5,900 *****Chase Sapphire Preferred $10,000 **** Chase Freedom $8,000 *****Sears Mastercard Platinum $5,000 **** Macy's Star Rewards $1,000 ***** American Express BCE $24,900 (AU) **** *****Discover IT $8,500 (AU)*****
Message 23 of 39
Moderator Emeritus

Re: discover blacklist confirmed or busted?

Please keep us updated... inquiring minds want to know!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 24 of 39
Established Contributor

Re: discover blacklist confirmed or busted?

well hell, she is telling me my file is frozen!! I logged on and checked and she said nope its frozen.... I said mam no its not nither eq or tu is... she said I dunno maybe it will take a few days to unfreeze, mam its not frozen.. Oh well I guess thats a sign to give up with out getting HPed

 

Even told her i missed them!

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 25 of 39
Valued Member

Re: discover blacklist confirmed or busted?

Talk to supervisor?

***AMEX PLATINUM NPSL *******AMEX BCP 23,100***** CITI DOUBLE CASHBACK $5,900 *****Chase Sapphire Preferred $10,000 **** Chase Freedom $8,000 *****Sears Mastercard Platinum $5,000 **** Macy's Star Rewards $1,000 ***** American Express BCE $24,900 (AU) **** *****Discover IT $8,500 (AU)*****
Message 26 of 39
Established Contributor

Re: discover blacklist confirmed or busted?

Ill do some more checking and call back in a few.

 

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 27 of 39
Mega Contributor

Re: discover blacklist confirmed or busted?


swpopham wrote:

well hell, she is telling me my file is frozen!! I logged on and checked and she said nope its frozen.... I said mam no its not nither eq or tu is... she said I dunno maybe it will take a few days to unfreeze, mam its not frozen.. Oh well I guess thats a sign to give up with out getting HPed

 

Even told her i missed them!


Smiley Very Happy

 

Try a different CSR!!

 




EQ FICO 548 3/3/16
Message 28 of 39
Established Contributor

Re: discover blacklist confirmed or busted?

alright alright, back on the phone! im not a quitter. This isnt AA

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 29 of 39
Super Contributor

Re: discover blacklist confirmed or busted?

Check with any credit monitoring service just to double check it is indeed not frozen.

If it isn't, and they're claiming it is, tell them you can fax over copies of your reports to clear up the misunderstanding. 

Try calling a few times over the next few days as well and see if someone else is more willing to assist you further I suppose.

 

Just curious regarding your lawsuit, did you sue them to have all the fees removed, or did you sue them for a lot more than what they charged u?

For example hypotethically, discover wrongfully charged u 1000 dollars, but in return you tried to sue them back for 1000 plus 1 million in damages (punitive, psychological, and all that other bs).

 

If your attorney had tried to sue discover for all kinds of ridiculous punitive damages and what not, discover might have just banned u, regardless of how much you were awarded in the end, because to them you're flagged as high risk. I am not saying you are in the wrong for anything at all, but sometimes the way your attorney handled things might have rubbed them in a very bad way, even when the law is on your side. Some lawyers give an extremely high (and ridiculous) high ball at the start, just so they will reach a middle ground for settlement, which the amount is what they wanted all along.

 

Even if this doesn't go through, other banking institutions offer same if not better benefits, so you have nothing to lose really. If they don't want your business, so be it. I am sure other prime banks will want it.

 

Best of luck!

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 30 of 39