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Contributor
Posts: 75
Registered: ‎10-28-2010
0

discover card and off brand cards been sending me pre approvals

What should i do. Im in the porcess of looking for a home. I have 1 credit card with capital one and i been with them since 08'. Discover Card and "off brand" credit card companies have been sending me pre approval letters like crazy. I just tear them up. What grabbed me though was the discover card. Arnt they up there with American express? What should I do?


Starting Score: 700
Current Score: 754
Goal Score: 800


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Epic Contributor
Posts: 25,526
Registered: ‎10-23-2007
0

Re: discover card and off brand cards been sending me pre approvals

Most mortgage lenders want to see at least 3 accounts open... but at the same time it's not usually a good idea to add a bunch of credit pulls and new accounts right before home shopping... Do you have at least 6 months?

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: discover card and off brand cards been sending me pre approvals

This is what you should do...

 

https://www.optoutprescreen.com/?rf=t

 

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