Credit Cards Center Credit cards from our partners
Reply
Super Contributor
Posts: 7,444
Registered: ‎12-11-2011
0

Re: discover more pc to discover it

It is basically the same card,which is kind of lame but i have read about people being able to PC to it almost immediately after a more card approval.


Established Member
Posts: 13
Registered: ‎09-09-2012
0

Re: discover more pc to discover it

When you say "not worth the PC," what are the reasons not to? Is there a negative side that makes it not worth it to PC?
Contributor
Posts: 130
Registered: ‎11-26-2012
0

Re: discover more pc to discover it

FYI: I PC'd in around two minutes through the online chat feature.

Chase Sapphire Preferred - 5.6k (3/13) | Amex Premier Rewards Gold - NPSL (1/13) | Chase United MileagePlus Explorer Visa Signature - 9k (1/13) | Amex Delta Gold - 6k (9/12) | Citi Forward Visa - 10k (10/12) | Discover It - 2k (2/12) | Chase +1 Visa - $300 (2/11)
New Contributor
Posts: 52
Registered: ‎05-21-2012
0

Re: discover more pc to discover it

Should I wait to get my $200 singup bonus beforing PCing my More to IT?

AMEX BCP : $30K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K | NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K | AMEX BCE: $5k | Age: 26 | Occupation: Grad Student | CreditKarma: 800TU/812EQ |
Blogger
Posts: 3,367
Registered: ‎10-19-2012
0

Re: discover more pc to discover it


gdub wrote:
When you say "not worth the PC," what are the reasons not to? Is there a negative side that makes it not worth it to PC?

Potentially. The gain from the PC would be minimal anyway.

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: discover more pc to discover it


HiLine wrote:

gdub wrote:
When you say "not worth the PC," what are the reasons not to? Is there a negative side that makes it not worth it to PC?

Potentially. The gain from the PC would be minimal anyway.


Not anymore. The IT now has 1% unlimited cash back available plus the 5% quarterly cash back. No caps. I PC'd mine the other day as soon as I found out. You can no longer apply for the More card or any of the others. Discover's site only has the IT available.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Posts: 194
Registered: ‎08-26-2012
0

Re: discover more pc to discover it

Seriously though, what is the downside to PCing to the IT? Does it really take "Too much time"? What are you losing by PCing to the IT if you already had/have the More? Are you losing something?

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.
Established Contributor
Posts: 608
Registered: ‎08-31-2007
0

Re: discover more pc to discover it


nickn86 wrote:

FYI: I PC'd in around two minutes through the online chat feature.


i PC'd the same way...quick and easy

Total Overall Credit Limit- $325k

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.