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I opened AMEX BCP 2 months ago and promptly backdated to a couple of years back. is this the reason why it has yet to report to the CBs?
.......$23k....................$8k......................$2k
Current FICO EQ: 775, EX: 764 | Current FAKO CK: 788
@cakebuilder wrote:I opened AMEX BCP 2 months ago and promptly backdated to a couple of years back. is this the reason why it has yet to report to the CBs?
Not at all. It's not unusual for Amex to report after two billing cycles
@09Lexie wrote:
@cakebuilder wrote:I opened AMEX BCP 2 months ago and promptly backdated to a couple of years back. is this the reason why it has yet to report to the CBs?
Not at all. It's not unusual for Amex to report after two billing cycles
This. lol Some people have freakishly had it report quickly, but for the most part it's always like 1-2 sometimes even 3 cycles.
It's just how Amex is. My BCP from the first week of October didn't report until January.
My Gold Delta SkyMiles was opened in Feb and just starting reporting earlier this week.
@cakebuilder wrote:I opened AMEX BCP 2 months ago and promptly backdated to a couple of years back. is this the reason why it has yet to report to the CBs?
Yup, as others have said, it does take a while. It can also be sporadic between bureaus. My BCP that I got last month is showing up on CreditKarma. AND the power of backdating became evident to me with the addition of 13 months of longevity added to my report (backdated to 1991). Now, rather than being at 5years 9months for AAofA, I'm at 6 years 10 months! Just wish AMEX could have found my account back to 1976 when I got my first card!
@thom02099: I find it odd that I rec'd my BCP in FEB and it does NOT show for me in credit karma but it does for you?
.......$23k....................$8k......................$2k
Current FICO EQ: 775, EX: 764 | Current FAKO CK: 788
@cakebuilder wrote:@thom02099: I find it odd that I rec'd my BCP in FEB and it does NOT show for me in credit karma but it does for you?
Yup, I checked CK today, it was there. Last week when I checked, it wasn't. Go figure!