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New Contributor
Posts: 73
Registered: ‎03-26-2009
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does any1 know about USBANK

Does any1 know if usbank does product changes from one kind of card to another, and if so do i call regular CSR  or backdoor to underwriting
ch7 BK 09/2011

EQ ??? TU- Walmart FICO 630 4/12/13 EX FICO 639 Lender Pull 4/6/13
Regular Contributor
Posts: 114
Registered: ‎04-29-2008
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Re: does any1 know about USBANK

I just called the number on the back of my Select Rewards card late last week to see if I could product change to the Cash Rewards - sounds like that particular change is not possible. I can't speak to other changes though.

Starting Score: EQ 749 TU 751
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New Contributor
Posts: 73
Registered: ‎03-26-2009
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Re: does any1 know about USBANK

i am wanting to change from the college rewards visa to something that allows an AU and better APR higher CL etc.
ch7 BK 09/2011

EQ ??? TU- Walmart FICO 630 4/12/13 EX FICO 639 Lender Pull 4/6/13
Established Contributor
Posts: 586
Registered: ‎03-03-2009
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Re: does any1 know about USBANK

Why don't you just call and ask?
New Contributor
Posts: 73
Registered: ‎03-26-2009
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Re: does any1 know about USBANK

because there is a lot of knowledge on here and i thought maybe there had been others that had done the same thing, and could give me advice on what particular to ask for etc.
ch7 BK 09/2011

EQ ??? TU- Walmart FICO 630 4/12/13 EX FICO 639 Lender Pull 4/6/13
Frequent Contributor
Posts: 372
Registered: ‎06-15-2007
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Re: does any1 know about USBANK


alsawye wrote:
i am wanting to change from the college rewards visa to something that allows an AU and better APR higher CL etc.

 

I would think you could change but would need to stay within the same product type (some of the cards have 3 different programs). They could upgrade you from the college rewards visa to the cash rewards or travel rewards visa. I easily changed from a platinum rewards to a platinum last year so I could get a lower APR but YMMV. Try calling the customer service number on the back of your card. They are quite friendly and will answer any questions you may have. Good Luck!
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