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better half has a secured card with them, she did the pay 50 get 200, well she got a $100 increase and its now $300, I was wondering (since they dont want to PC her to a QS) can she call them and ask them to raise her secured limit card to 1k or 2k without getting a hard pull??? has anyone had them raise a secured card that much before with only a soft pull?
@ac921ol wrote:better half has a secured card with them, she did the pay 50 get 200, well she got a $100 increase and its now $300, I was wondering (since they dont want to PC her to a QS) can she call them and ask them to raise her secured limit card to 1k or 2k without getting a hard pull??? has anyone had them raise a secured card that much before with only a soft pull?
you can't call regular captal one... you always end upw ith "peggy"
Send an email to EO office... I will private you that now.
send your name, contact number and ask for product change to quicksilver, waive annual fee and cli to $2k... they will call and go over things and ask if they will accept less cli.
You can try. I have requested it once a month. I now have 400 limit with my secured 49 for 200. Capital One increased it 150 for my 50 extra increase. Every month I am told to apply for another card. no PC nothing. I have had the card for almost 2 years. We push alot thru it and PIF every month. One month I figured I would let them earn a bit of interest then tried again and I was told no reapply for something else.
Ive received one auto-CLI on my Cap1 secured card (I think it was like $500). This was about after 10 months of having the card. I would use frequently and always PIF. I also made 2 other CLI deposits into the card after my initial deposit.
we have talked to the EO about a PC, they didnt do it, they said Cap1 no longer product changes a secured card to QS card. They told us to apply as well, better half wasnt excited about it, I would have told her to get BOA or another secured card that is OK PC to a rewards card. We forgot to ask for a CLI tho
I make two years on my secured cap1 card in June. I will call in May for a PC and if they dont then the card will be cancelled. I will not submit another triple pull for a cap1 product. I appreciate them extending credit to me during the rebuild but if they dont want to grow with me then I'll stick to the ones that will.