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Got an alert yesterday that my VS card was reported on Experian as a new tradeline, but nothing for TU or EQ, are the other two just lagging behind or does comenity/VS only report to one CRA? Strangely enough, I also noticed my car loa payments do not show up on Equifax! The loan is there, but there is no "OK" symbols for the entire time I've owned the car are grey. TU and EX report that one just fine.
When I had my 1st Comenity card, they reported to Ex quickly. All the other CRAs took a couple of months. Keep in mind, with Comenity, you will have to use your VS frequently for them to report. Some of my Comenity cards were not reported monthly because they were (not used) inactive; hence, the closures of 3 cards by me.
Thanks! I'm sure my g/f will be using it enough to keep it reporting LOL! It did report fast to EX for me too, I don't even have the card yet! I will wait a month or two and see if starts hitting TU & EQ
Yep, just checked. It is on all three of my credit reports.
@MrCrabs wrote:Got an alert yesterday that my VS card was reported on Experian as a new tradeline, but nothing for TU or EQ, are the other two just lagging behind or does comenity/VS only report to one CRA? Strangely enough, I also noticed my car loa payments do not show up on Equifax! The loan is there, but there is no "OK" symbols for the entire time I've owned the car are grey. TU and EX report that one just fine.
VS reports to the three major CRAs. IME, EX tends to update faster than EQ or TU, so there might just be a lag time