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Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

dont know weather to be happy or sad. (amex plus scores)

they are all 721. i know they are fakos but im a little weary that they are all exactly the same. 

 

anyone else use the service that can chime in? 

would this be what they would send me if i was denied a card? not that i would app. 

 

 

this is making me even more tempted to buy my report from here.

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: dont know weather to be happy or sad. (amex plus scores)


creditnocash wrote:

they are all 721. i know they are fakos but im a little weary that they are all exactly the same. 

 

anyone else use the service that can chime in? 

would this be what they would send me if i was denied a card? not that i would app. 

 

 

this is making me even more tempted to buy my report from here.


The score you would recieve if you app is an EX/EQ/TU FICO bepending on who they pull.

 

AMEX's "Creditsecure" product is best used for seeing updates on your reports, take the scores with a grain of salt considering they are educational at best.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: dont know weather to be happy or sad. (amex plus scores)

well i know they are all fakos but my fico has my eq at 708 and tu im not sure since last time i pulled it was aug 30th. but i just thought it was funny/abnormal that all three reports have the same exact info minus inq. 

 

at least out of this i know all my inquries until fall off date. 

 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: dont know weather to be happy or sad. (amex plus scores)


creditnocash wrote:

well i know they are all fakos but my fico has my eq at 708 and tu im not sure since last time i pulled it was aug 30th. but i just thought it was funny/abnormal that all three reports have the same exact info minus inq. 

 

at least out of this i know all my inquries until fall off date. 

 


I thought the same thing about them being all the same with different info. on the reports. It's not legit to me. Only reason I pay $25 a month is to have unlimited 3 bureau pulls so I don't have to deal with EQ at all.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: dont know weather to be happy or sad. (amex plus scores)

yeah im just using the 1 dollar trial. but all my reports read exactly the same minus inq and says tu  has less payments then eq and ex. 

 

it was just for giggles and now im cancelling right before the trial is over. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
CruzImperial
Posts: 869
Registered: ‎07-04-2012
0

Re: dont know weather to be happy or sad. (amex plus scores)

Right now it's raining so it's time to be sad and kiss under the moonlight.

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: dont know weather to be happy or sad. (amex plus scores)


CruzImperial wrote:

Right now it's raining so it's time to be sad and kiss under the moonlight.

 


what? 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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