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Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

dont know weather to be happy or sad. (amex plus scores)

they are all 721. i know they are fakos but im a little weary that they are all exactly the same. 

 

anyone else use the service that can chime in? 

would this be what they would send me if i was denied a card? not that i would app. 

 

 

this is making me even more tempted to buy my report from here.

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Mega Contributor
LS2982
Posts: 14,447
Registered: ‎04-09-2011

Re: dont know weather to be happy or sad. (amex plus scores)


creditnocash wrote:

they are all 721. i know they are fakos but im a little weary that they are all exactly the same. 

 

anyone else use the service that can chime in? 

would this be what they would send me if i was denied a card? not that i would app. 

 

 

this is making me even more tempted to buy my report from here.


The score you would recieve if you app is an EX/EQ/TU FICO bepending on who they pull.

 

AMEX's "Creditsecure" product is best used for seeing updates on your reports, take the scores with a grain of salt considering they are educational at best.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: dont know weather to be happy or sad. (amex plus scores)

well i know they are all fakos but my fico has my eq at 708 and tu im not sure since last time i pulled it was aug 30th. but i just thought it was funny/abnormal that all three reports have the same exact info minus inq. 

 

at least out of this i know all my inquries until fall off date. 

 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Mega Contributor
LS2982
Posts: 14,447
Registered: ‎04-09-2011

Re: dont know weather to be happy or sad. (amex plus scores)


creditnocash wrote:

well i know they are all fakos but my fico has my eq at 708 and tu im not sure since last time i pulled it was aug 30th. but i just thought it was funny/abnormal that all three reports have the same exact info minus inq. 

 

at least out of this i know all my inquries until fall off date. 

 


I thought the same thing about them being all the same with different info. on the reports. It's not legit to me. Only reason I pay $25 a month is to have unlimited 3 bureau pulls so I don't have to deal with EQ at all.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: dont know weather to be happy or sad. (amex plus scores)

yeah im just using the 1 dollar trial. but all my reports read exactly the same minus inq and says tu  has less payments then eq and ex. 

 

it was just for giggles and now im cancelling right before the trial is over. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: dont know weather to be happy or sad. (amex plus scores)

Right now it's raining so it's time to be sad and kiss under the moonlight.

 

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: dont know weather to be happy or sad. (amex plus scores)


CruzImperial wrote:

Right now it's raining so it's time to be sad and kiss under the moonlight.

 


what? 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000

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