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I'm not sure if there's a definitive answer try the search board for duck card at the top of the page until someone gives you an idea. Welcome to the boards.
They review your whole profile. I'm 710 fico stated on their denial letter, reason is thin file.
havenoidea: What does your credit report look like? Any negatives?
Generally with this card they are willing to approve people with old paid negatives or with credit reports free of negatives. But they look at everything from your oldest account line, income, debt, utilization, etc...