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duck card help

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havenoidea
Member

duck card help

What is minimum fico for duck card?
Message 1 of 7
6 REPLIES 6
coldnmn
Mega Contributor

Re: duck card help

I'm not sure if there's a definitive answer try the search board for duck card at the top of the page until someone gives you an idea. Welcome to the boards.

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Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 7
havenoidea
Member

Re: duck card help

Thank you
Message 3 of 7
Jchuthemyth
Valued Member

Re: duck card help

 

They review your whole profile. I'm 710 fico stated on their denial letter, reason is thin file.

After years of spending cash, I wanna build some credit
Message 4 of 7
B335is
Moderator Emeritus

Re: duck card help

havenoidea:  What does your credit report look like?  Any negatives?  

 

Generally with this card they are willing to approve people with old paid negatives or with credit reports free of negatives.  But they look at everything from your oldest account line, income, debt, utilization, etc...

Message 5 of 7
havenoidea
Member

Re: duck card help

Tu 640 ex 645 eq 617 and a few medical collections from a couple years ago i dont expect to be approved but would like to have duck card.
Message 6 of 7
lhcole77
Valued Contributor

Re: duck card help

They pull EQ and I don't think your current score is in a approval range. Work on raising that a bit and hopefully that will improve your chances.

Edit: P.S. Welcome to the forum!!!!
Message 7 of 7
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