Reply
Epic Contributor
Posts: 24,700
Registered: ‎10-23-2007
0

eBay Mastercard and credit cards as of late...

Is it just me or are banks getting out of control with the credit crunch.
You carry high balance and you pay min. you run the risk of rate jack and cld
you pay large amounts and you run the risk of extended hold times and account freezes to make sure your money is good, even though the funds are coming electronically!
 
ebay not only is holding my $1000 payment from LAST WEEK, but they $0 available credit for ANY charges to be approved at this time.
to top it off, ebay Mastercard is GE backed and there call center is in India (atleast not us!)
 
they are the ones that said they would not approve a cli becuase i had not shown enough experience with current cl, that's funny because I have a 2k limit and put $3200 through it last month alone and currently has a balance of $0 (how is that not showing experience) account is almost year old too.
total charges to date ($9300) 1 increase from 1500-2k after originally declining the increase.
 
starting to question if the rewards are nearly as good as my amex for my ebay purchases.
Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: eBay Mastercard and credit cards as of late...

I'm not a fan of GEMB for these very reasons. :smileysad:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0

Re: eBay Mastercard and credit cards as of late...

Yep- no open GEMB account in my household either.

haulingthescoreup wrote:
I'm not a fan of GEMB for these very reasons. :smileysad:


Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.