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Posts: 149
Registered: ‎02-17-2008
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Re: easy to get store cards?

[ Edited ]
Firestone through CFNA Bank.  I just got one in the mail today.  There was no CL listed.  Called them and was told that I have a $1200.00 CL.   I have to go into a store and fill out a paper application because they need a signature.  They pulled TU for me, which is 588. 
 
I have applied for almost all the others mentioned here and was declined!


Message Edited by RecoveringMyLife on 03-31-2008 04:36 PM
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Re: easy to get store cards?



RecoveringMyLife wrote:
Firestone through CFNA Bank.  I just got one in the mail today.  There was no CL listed.  Called them and was told that I have a $1200.00 CL.   I have to go into a store and fill out a paper application because they need a signature.  They pulled TU for me, which is 588. 
 
I have applied for almost all the others mentioned here and was declined!


Message Edited by RecoveringMyLife on 03-31-2008 04:36 PM

My TU was less and I got the Firestone card with $1k CL.  I too had to go in and sign the application. No big deal.  It came when needed because my DH 99 Windstar needed a mini makeover...LOL.
 
It helps.

Starting Score: 555/567/570
Current Score: 600 (TU)/576 (EX)/569(EQ)
Goal Score: 680-700


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Re: easy to get store cards?

[ Edited ]
Nicki
 
I read that Firestone does not report your actual credit line.  Has this been your experience?


Message Edited by RecoveringMyLife on 04-05-2008 05:34 AM
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Registered: ‎03-25-2008
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Re: easy to get store cards?

[ Edited ]
dell was fairly easy for me to get with scores in the low 600s, 1,500 CL.


Message Edited by mesoc on 04-05-2008 08:18 AM
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Re: easy to get store cards?

Victoria's Secret and the Sears cards were easy for me to get.
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Re: easy to get store cards?

WALMART MACYS AND JCP FOR ME!!
I want to join the 700 club one day I am getting there :smileywink:
FICOS 12/17/07 EQ-597 EX-651 and TU-651
FICOS 01/18/07 EQ-594 EX-651 and TU-662 FICOS
04/21/2008 TU-680 EQ-613 EX-688
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Registered: ‎02-22-2008
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Re: easy to get store cards?



RecoveringMyLife wrote:
Nicki
I read that Firestone does not report your actual credit line. Has this been your experience?


Message Edited by RecoveringMyLife on 04-05-2008 05:34 AM


Correct, they do not report credit line. They claim it's because they are very flexible in letting you exceed your limit when you need repairs and that prevents other creditors from seeing that you've exceeded your credit line. I don't buy the explanation, but they do not report the credit line.
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Re: easy to get store cards?

Well in my opinion JCPENNY,and MERVYN'S they were easy to get .
Good luck
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Re: easy to get store cards?

What do you mean easy? Do they consider d.t.r or strictly your score? And which score do they pull?

Starting Score: 1/2011 TU 539 EQ 481
Current Score: 2/2011 TU 542 EQ 489 EX 505
Goal Score: 620+


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Re: easy to get store cards?



tri3nity wrote:
What do you mean easy? Do they consider d.t.r or strictly your score? And which score do they pull?


Which score does who pull?  Lots of issuers have been mentioned on this thread.
 
No issuer will issue a card based on score alone.
 
----------------------------
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TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
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