No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
when is the last time someone got a cli from capital one? maybe clis after this week should be reported to this post on the forum. i called cap one this week for a cli and they gave me some crap about "cap one no longer giving clis due to the economy" i basically told the rep they were full of crap. THEN i checked my account info via the automated phone system and now there is an option about "recent changes in terms due to economic conditions" with an option to decline. this is weird and a bit absurd.
i should note that the backdoor number was called and those reps are now say no more clis at all because of the economy.
I dont believe this is true at all. My girlfriend has had a Cap 1 card forever. This is her only card, and she does not play the fico game. She uses the card all month, and pif every month since she has had it. Well last week when she logged in, she had gone from a $4k credit limit, to a $9k credit limit.
Hi, All!
Last September i called the backdoor # and was approved for $500...
Hope this helps.
i just received my new capital one card. 2k cl and they enrolled me in credit steps, 4th statement 500, 7th statement 1K!!!! So in 7 months it will be 3.5k. Thats good for my economy. 0 interest til 2/10 and 12. something after. I was very shocked. My scores average 625 because I have a ton of new accounts and about 45% util. I also have an another card with them: First card started at 1k got a 2nd card for 500, after several years got cli of 1k on each, combined and more cli now at 5.5k. So maybe the history helped with them?
Don't hold your breath on the Credit Steps. It has been over 2 weeks since my 4th statement credit steps was supposed to kick in so I just called. She kept praising me for always paying off the account every month and on time.
Then she said that they have been cutting back, mainly due to the economic times, and it has no reflection on me as a customer.
THANKS! haha.