No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I just hit the 9 month mark with my charter one card. Im now able to request a CLI. I havent been worrying about paying off my CCs before the statement date because I havent needed anymore credit. Should I just have this CC paid off before I ask for the increase, or should I pay all before the due date and wait for them to update low util?
Im in no rush for the CLI, I just want to make sure I improve my chances as much as possible to get it before I do.
It doesn't matter if you have a balance going in. If you have good payment history and PIF each month with no problems...you'll be fine.
creditwrthy, I just noticed you've been on the boards since August and have 1,100 posts...OMG. LMAO.
@youngandcreditwrthy wrote:
+1 ... Ive gotten clis on nearly maxed out cards haha but I never ever ever ever miss payments!!
Ok, good. Yes I have never missed ANY payments with them or any other CC I have. You have to go back 4 years to find a missed payment on my report.
I dont always pay in full, though I do make multiple payments throughout the month. Its $500 CL and I probably put 1k through it every month. sometimes I carry and then random times throughout the month ill pay it off. Will try for this CLI as soon as my payment posts!
Thanks guys!
@maiden_girl wrote:creditwrthy, I just noticed you've been on the boards since August and have 1,100 posts...OMG. LMAO.
Half of them from ( Congrat, lol, lmao and etc ) like this one LOL......
@nicholasyud wrote:
@maiden_girl wrote:creditwrthy, I just noticed you've been on the boards since August and have 1,100 posts...OMG. LMAO.
Half of them from ( Congrat, lol, lmao and etc ) like this one LOL......
HAHA! Probably! LOL
On time payment history will go a long way on your CLIs. Congrats and good luck!