etail cards/best buy

[Anonymous]

i was wondering how a retail card/best buy/ affects ur credit score.

my credit limit is $3500.00 but we took the 36 months equal payment plan.

and we bought for $3500. doest it show has an installment loan or revolving.

(called twice got 2 different answers?) our payments start only in oct/07.

does it show at 100 util. ?????????????

[John060675]

Mine showed up as a revolving account when I did the same back in 1999.  I do not think this has changed.

[Anonymous]

Store cards that are revolving genereally show type revolving.  The lender codes as store card or major and this is reflected in the account number make up.  Store cards adds to your credit mix and from what a previous poster said, I would think it would be a good thing since they received a denial based on no store card history as one of the factors.

HTH

BTW all my store cards including BB retail show as revolving. 

Message Edited by Brammy on 09-10-2007 09:55 AM