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09-19-2012 02:07 PM
They say up to three business days? I just called to get it permanently removed please tell me its instant and it doesnt take 3 days! I am applying for a mortgage!!! They are stalled right now because that report is frozen. Input or experiences?
09-19-2012 04:29 PM
bump... this is a fairly simple question, noone knows?
09-19-2012 04:34 PM
Sadly, most people here don't work for Experian, so most people cannot comment on how Experian works.
09-19-2012 05:09 PM
i realize that but people are freezing and unfreezing constantly on here to let people pull their credit ... someone has to know
09-19-2012 08:09 PM
IME, if you elect an unfreeze online, Experian states your report will be available within 15mins. I recently had my report unfrozen for an Amex app pull. I cant comment to a written or fax request.
Perhaps alternative would be "PIN" access option for the requester of your file to cover your bases.
09-19-2012 08:26 PM
I temporarily "unfroze" my Experian last month for Citi to pull my credit, and it was available to be pulled by the time I called the rep back. Maybe 5 minutes, tops.
I did do this online and used my pin #, so I'm not sure what the timeframe would be if you called in, as in your case.
09-20-2012 02:40 AM
thank you. anyone have experience with calling to use your pin