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Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010
0

exp report frozen permanetly removed question

They say up to three business days? I just called to get it permanently removed please tell me its instant and it doesnt take 3 days! I am applying for a mortgage!!! They are stalled right now because that report is frozen. Input or experiences?

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010
0

Re: exp report frozen permanetly removed question

bump... this is a fairly simple question, noone knows?

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Valued Contributor
trumpet-205
Posts: 2,454
Registered: ‎11-11-2010
0

Re: exp report frozen permanetly removed question

Sadly, most people here don't work for Experian, so most people cannot comment on how Experian works.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010
0

Re: exp report frozen permanetly removed question

i realize that but people are freezing and unfreezing constantly on here to let people pull their credit ... someone has to know

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Valued Member
clownfico
Posts: 35
Registered: ‎06-07-2008
0

Re: exp report frozen permanetly removed question

IME, if you elect an unfreeze online, Experian states your report will be available within 15mins. I recently had my report unfrozen for an Amex app pull. I cant comment to a written or fax request. 

 

Perhaps alternative would be "PIN" access option for the requester of your file to cover your bases.

Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: exp report frozen permanetly removed question

I temporarily "unfroze" my Experian last month for Citi to pull my credit, and it was available to be pulled by the time I called the rep back.  Maybe 5 minutes, tops.

 

I did do this online and used my pin #, so I'm not sure what the timeframe would be if you called in, as in your case.

 


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010
0

Re: exp report frozen permanetly removed question

thank you. anyone have experience with calling to use your pin

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766

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