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exp report frozen permanetly removed question

Established Contributor

exp report frozen permanetly removed question

They say up to three business days? I just called to get it permanently removed please tell me its instant and it doesnt take 3 days! I am applying for a mortgage!!! They are stalled right now because that report is frozen. Input or experiences?

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 1 of 7
6 REPLIES
Established Contributor

Re: exp report frozen permanetly removed question

bump... this is a fairly simple question, noone knows?

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 2 of 7
Valued Contributor

Re: exp report frozen permanetly removed question

Sadly, most people here don't work for Experian, so most people cannot comment on how Experian works.

Message 3 of 7
Established Contributor

Re: exp report frozen permanetly removed question

i realize that but people are freezing and unfreezing constantly on here to let people pull their credit ... someone has to know

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 4 of 7
Valued Member

Re: exp report frozen permanetly removed question

IME, if you elect an unfreeze online, Experian states your report will be available within 15mins. I recently had my report unfrozen for an Amex app pull. I cant comment to a written or fax request. 

 

Perhaps alternative would be "PIN" access option for the requester of your file to cover your bases.

Message 5 of 7
Established Contributor

Re: exp report frozen permanetly removed question

I temporarily "unfroze" my Experian last month for Citi to pull my credit, and it was available to be pulled by the time I called the rep back.  Maybe 5 minutes, tops.

 

I did do this online and used my pin #, so I'm not sure what the timeframe would be if you called in, as in your case.

 


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 6 of 7
Established Contributor

Re: exp report frozen permanetly removed question

thank you. anyone have experience with calling to use your pin

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 7 of 7