I had applied for a Reeds Jewlers card online and received my asking $2200 cl. I was given $700 with the online approval but when i called the lady asked what amount i wanted and i said $2200 and she said done. Well I ended up geting something at kay's instead so before the new account with Reeds showed up on my report I closed it over the phone and acording to the message after closing the account it said that i can reopen just by calling or showing a photo id at the store.
Has anyone re-opened an account with WFNNB and if so did they give you the same account or a new and what about the credit line?
The only reason i closed it is because i have not opened an account in over a year except for Kay Jewelers so i was worried that i would have had a score drop with more than one new account. my Utli was 24% before adding the Kay account and if I open the reeds back up i would be arounf 15% utli.
Would this be wise to open for the utli. drop? How bad does new accounts hurt? i have an AVG. of 2yrs and an oldest of 9yrs.
Message Edited by CyndibemyLOVE on 03-14-2009 09:25 PM
