Credit Cards

[CyndibemyLOVE]

I had applied for a Reeds Jewlers card online and received my asking $2200 cl. I was given $700 with the online approval but when i called the lady asked what amount i wanted and i said $2200 and she said done. Well I ended up geting something at kay's instead so before the new account with Reeds showed up on my report I closed it over the phone and acording to the message after closing the account it said that i can reopen just by calling or showing a photo id at the store.

Has anyone re-opened an account with WFNNB and if so did they give you the same account or a new and what about the credit line?

The only reason i closed it is because i have not opened an account in over a year except for Kay Jewelers so i was worried that i would have had a score drop with more than one new account. my Utli was 24% before adding the Kay account and if I open the reeds back up i would be arounf 15% utli.

Would this be wise to open for the utli. drop? How bad does new accounts hurt? i have an AVG. of 2yrs and an oldest of 9yrs.

Message Edited by CyndibemyLOVE on 03-14-2009 09:25 PM

[CyndibemyLOVE]

A

[CHARGE_IT]

Hello out there.

C

[Creditaddict]

sounds like a good idea to re-open then.

I did it once with an Express account, same as before 

[CyndibemyLOVE]

LOL the A was supposed to be bump. Dont ask questions....

Thans for the advise Credit.... Anyone elese have any info on the re-opening of WFNNB accounts.

[rebuilder]

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CyndibemyLOVE wrote:

Thans for the advise Credit.... Anyone elese have any info on the re-opening of WFNNB accounts.

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I was able to reopen an VS account with WFNNB that I had called and "closed" a few years before.  I saw that it was still showing open on my CR, called and they mailed me out a new CC.  I have the original history and CL.  Can't say if you'd have the same luck if it shows "closed" on your CR, but it is certainly worth a try.