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Well after working on my credit for a few months now and seeing my FACO scores jump from low 500's to mid 600's i thought it was time to try to get some credit.
1. Walmart store card-7-10 day message
2. Kohles store card-approved 300cl
3.shell gas card 7-10 message
4.Home depot 7-10 message
1 out of 4...guess i need to just relax and garden the cards i do have,its not a sprint after all.
are you sure the 7-10 day messages are declines?
I called the backdoor number for walmart and its a for sure decline...have not called the others
@phenom880 wrote:Well after working on my credit for a few months now and seeing my FACO scores jump from low 500's to mid 600's i thought it was time to try to get some credit.
1. Walmart store card-7-10 day message
2. Kohles store card-approved 300cl
3.shell gas card 7-10 message
4.Home depot 7-10 message
1 out of 4...guess i need to just relax and garden the cards i do have,its not a sprint after all.
Sorry for the denials
Care to share your profile?
Maybe there's still hope
few months ago i got a secured card from first progress 300 cl...Then did the shopping cart trick for express cl250 now i have the kohles 300cl
most recent credit report i have is from experian 10/09/13
1 CO for 182$
1 collections for 132$
car loan since sep/2012 never late
and never late on my cc
7 inq's before my app spree
38,000 anual income
@phenom880 wrote:few months ago i got a secured card from first progress 300 cl...Then did the shopping cart trick for express cl250 now i have the kohles 300cl
most recent credit report i have is from experian 10/09/13
1 CO for 182$
1 collections for 132$
car loan since sep/2012 never late
and never late on my cc
7 inq's before my app spree
38,000 anual income
You said it best yourself "not a sprint"
You have not let the cards you have age yet and show enough history
Hit the garden for better results next time and work on the CO and collection while your waiting IMHO
Are the scores in your signature current?
Nothing ventured, nothing gained, congrats on the approval. Are the Collection and CO paid?
No they came from annualfreecredit report begining of the year...I will update when i get some real FICO scores
the collection and the CO are not paid....will be working on A PFD for them both this week