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Frequent Contributor
new_earth
Posts: 417
Registered: ‎03-23-2013
0

finally approved for Walmart (through backdoor#)!

I am so happy! I am a pretty frequent Walmart shopper and ever since I started repairing & building my credit I wanted this card SOOOO bad. Got denied back in March when my credit was not so great. I didn't know I had to wait 30 days until the next application so whenever I got a negative item deleted or positive account added I would try again, and kept getting 7-10 message that would result in 'application already on file'. Finally on May 31 I tried again and got the same thing, so i called and asked why, and was told I have to wait 30 days before the next app. So I waited until today, I called to make sure it was ok to try again and the lady said yes. So I applied and got the stupid 7-10 day message AGAIN. GRR! I have noticed my inquiries post pretty immediately so I checked Transunion and it was NOT there. So I called the backdoor# and explained everything and just said, is there any way you can PLEASE just get rid of my stupid old apps so I can start fresh and apply? The lady said hold on so she can see what she can do. She came back and said I was approved for $1,000. Finally! Happy with the nice limit too since so many end up starting out with a small one. Just wanted to share since I tried so hard for this card and finally got it, with a nice limit, now I get the monthly TU FICO score, just so happy :smileyhappy:

 

 

The Duck Card $7500 - DCU Visa Platinum $7100 - Amex Everyday $5000 - Amex Delta Skymiles $7700 - Amex BCE $2000 - Discover it $2500 - Chase Marriott $5000 - Chase Freedom $3500 - Chase Slate $2000 - Barclay Rewards MC $3300 - Ebates Visa $1800 - Macy's Amex $3000 - Bloomingdale's Amex $3000 - Walmart Discover $6000 - Chevron-Texaco Visa $3300 - PayPal SC $3200 - Home Depot $5000 - and too many other store cards
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Valued Contributor
starry1
Posts: 2,315
Registered: ‎11-29-2012
0

Re: finally approved for Walmart (through backdoor#)!

Congrats! GE still hates me and I can't even get a wally and I want one really bad.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 12/12/14 TU 659; EQ 659; EX 653
Goal Score:  625 for now– New goal 675

Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $10k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $500 / Target $400 / PPSC $800 / Texaco $400 (last app 09/29/14)
Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: finally approved for Walmart (through backdoor#)!

Congrats! Call back later tonight and ask for a CLI! :smileyhappy:
Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: finally approved for Walmart (through backdoor#)!

My scores were to low when I got my WM card so it didn't work for me but two months will be my 4th statement and ill try again! :smileyhappy:
Frequent Contributor
new_earth
Posts: 417
Registered: ‎03-23-2013
0

Re: finally approved for Walmart (through backdoor#)!


starry1 wrote:
Congrats! GE still hates me and I can't even get a wally and I want one really bad.

LOL GE hated me until finally last month I started getting approvals from them. They used to deny me for everything :smileysad: Finally not now which is why I am so happy. They will like you one day I am sure LOL

The Duck Card $7500 - DCU Visa Platinum $7100 - Amex Everyday $5000 - Amex Delta Skymiles $7700 - Amex BCE $2000 - Discover it $2500 - Chase Marriott $5000 - Chase Freedom $3500 - Chase Slate $2000 - Barclay Rewards MC $3300 - Ebates Visa $1800 - Macy's Amex $3000 - Bloomingdale's Amex $3000 - Walmart Discover $6000 - Chevron-Texaco Visa $3300 - PayPal SC $3200 - Home Depot $5000 - and too many other store cards
Frequent Contributor
new_earth
Posts: 417
Registered: ‎03-23-2013
0

Re: finally approved for Walmart (through backdoor#)!

[ Edited ]

I just called to confirm that I was approved since I tried so many times before it was too good to be true LOL. My CL is actually $1,500, not $1,000. Even better! That makes it my highest limit card.

 

I am not sure if I want to call backdoor again though and ask for more...it is already my highest limit card. Maybe call and ask if I could get $2,000? just that they have no other limit to try to match, so not sure.

The Duck Card $7500 - DCU Visa Platinum $7100 - Amex Everyday $5000 - Amex Delta Skymiles $7700 - Amex BCE $2000 - Discover it $2500 - Chase Marriott $5000 - Chase Freedom $3500 - Chase Slate $2000 - Barclay Rewards MC $3300 - Ebates Visa $1800 - Macy's Amex $3000 - Bloomingdale's Amex $3000 - Walmart Discover $6000 - Chevron-Texaco Visa $3300 - PayPal SC $3200 - Home Depot $5000 - and too many other store cards
Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
0

Re: finally approved for Walmart (through backdoor#)!

Congrats! Wouldn't hurt asking for more :smileyhappy: as long as its a sp. gl! N congrats!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: finally approved for Walmart (through backdoor#)!

Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13



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