Valued Member
Posts: 36
Registered: ‎03-24-2009

Re: fingerhut

On my credit report it says CIT

Starting Score: TU 560
Current Score: TU 750 EQ 731 EX 728?
Goal Score: TU 750+ EQ 750+

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Established Contributor
Posts: 851
Registered: ‎07-01-2008

Re: fingerhut

Thanks i read that on there web site.But do you know who they pull?
Valued Member
Posts: 48
Registered: ‎02-24-2009

Re: fingerhut

[ Edited ]

cartercorp wrote:
Thanks i read that on there web site.But do you know who they pull?

Right! It's backed by CIT and they pulled my EQ report (my WORST score :smileymad: ) this morning, I'm in NY by the way :smileyhappy:!

Message Edited by iLiveCredit on 07-07-2009 12:37 AM
Macy's $1,200 | Capital One $750 | Credit One Bank $500 | Victoria's Secret Angel $500 | EXPRESS Next $500 | Chase Freedom $300 | J.Crew $250 | The Buckle $250 | Citicard $200

3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 ( TU 515 (FICO) EQ 563 (FICO)
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008

Re: fingerhut

mrsanderson wrote:
lol yeah i think its backed by chase also but i like fingerhut but i dont like mail orders urggggggggg they get crap wrong! 


Fingerhut credit is financed by CIT Bank (not Citi) out of Salt Lake City, Utah.  This is the same bank who backs BillMeLater and 


They (CIT) pull EQ exclusively.  I'm not sure about reporting (BillMeLater does not report because there is not a credit line, you get approved or declined each time you use it through a soft inq).



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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549

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