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Regular Contributor
Posts: 155
Registered: ‎05-07-2008
0

Re: fingerhut

Yep, I remember my mom using Fingerhut back in the day.  :smileyhappy:
 
I've had a Fingerhut account since 2001 - they do only report to one CRA (which stinks!).  I didn't buy anything from them for like 3 years straight, but they never closed the account on me. 
 
On a side note, they recently had all their clearance items on sale for an additional 50% off, and I got a 15 foot round (metal frame, not inflatable) Intex above ground pool for $245 - less than Walmart or Target charges for the exact same one.  And that included shipping! 
 
Just be careful about WHAT you buy from them...some of their stuff still looks junky to me...
TU=564 EQ=??? EX=??? 4/4/06
TU=643 EQ=625 EX=618 1/24/08
TU=678 EQ=651 EX=665 10/24/08
TU=694 EQ=669 EX=??? 9/24/09
TU=706 EQ=691 EX=??? 10/8/09
CH7 BK 2001
New Member
Posts: 8
Registered: ‎12-08-2007
0

Re: fingerhut

For the last four months fingerhut have been reporting to EX and TU. Iono but im happy. I had them for two years and still havent got CLI nor am I able to request one.
12/01/ 07 - TU 593 EX 629 EQ 591
01/06/ 08 - TU 650 EX 655 EQ 627
08/21/2008 (After App Frenzy alot of new accounts) TU 588 EX 588 EQ 581
New Member
Posts: 2
Registered: ‎02-27-2008
0

Re: fingerhut

Regarding Fingerhut, they also report to TransUnion. I had a Fingerhut card several years ago and they reported to my TransUnion CR.
Frequent Contributor
Posts: 365
Registered: ‎07-27-2008
0

Re: fingerhut

How does one apply for a Fingerhut card?
Senior Contributor
Posts: 3,671
Registered: ‎01-10-2008
0

Re: fingerhut

http://www.fingerhut.com/Welcome.aspx?CTid=265&CTKey=fingerhut&CTCampaign=Fingerhut_Brand&CTKeyGrp=B...&

 


anca21bi wrote:
How does one apply for a Fingerhut card?

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Contributor
Posts: 91
Registered: ‎10-12-2008
0

Re: fingerhut

i also got approved $300 and their credit card is really funny looking
Regular Contributor
Posts: 221
Registered: ‎03-25-2008
0

Re: fingerhut


robertkinder wrote:
I would think that 500 + fico score would put you in a good position to be approve.  They start you out with a low CL and are not very fast with the CLI.

Well

 

Just wanted to let everyone know that....I got declined for a fingerhut Card.  I applied over the internet.  I will just wait and try another 6 months from now

 I already have one cc in excellent standing which is Orchard bank.  Through my credit is horrible, I heard that fingerhut will approve you.  I already got approved with Crown Jewelers.  So if you are anywhere near these scores or below do not apply.

 

Experian 510

Equifax 440

Tranunion 536

 

I know horrible!!!... working on being in the 650's by August 2009

 

 

 

 

Valued Member
Posts: 48
Registered: ‎02-24-2009
0

Re: fingerhut

[ Edited ]
So tired of ALWAYS being denied for credit ...I ingnored their pre-approval for $300. But my fiancé encouraged me to reply, so I finally replied to Fingerhut's offer about an hour ago and was approved for a $350 credit line! I broke my 'no more inquiries until June 2010' promise, but whatever it'll lower my credit utilization and help with my evil EQ score; so I feel better! At least I was approved for a change and damnit it felt gooooood :smileyvery-happy:!
Message Edited by iLiveCredit on 07-06-2009 10:17 AM
Macy's $1,200 | Capital One $750 | Credit One Bank $500 | Victoria's Secret Angel $500 | EXPRESS Next $500 | Chase Freedom $300 | J.Crew $250 | The Buckle $250 | Citicard $200

3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)
Valued Member
Posts: 48
Registered: ‎02-24-2009
0

Re: fingerhut


source1one wrote:
For the last four months fingerhut have been reporting to EX and TU. Iono but im happy. I had them for two years and still havent got CLI nor am I able to request one.

Hmmm, someone in this thread (Aug 2008) stated that they ONLY report to EQ! I'll go with what you say since this post was created in Dec 2008 :smileyhappy:! Good to know they ALSO report to EX and TU!!!

Macy's $1,200 | Capital One $750 | Credit One Bank $500 | Victoria's Secret Angel $500 | EXPRESS Next $500 | Chase Freedom $300 | J.Crew $250 | The Buckle $250 | Citicard $200

3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)
Established Contributor
Posts: 851
Registered: ‎07-01-2008
0

Re: fingerhut


iLiveCredit wrote:
so I finally replied to Fingerhut's offer about an hour ago and was approved for a $350 credit line!

Congrats on the approval.Do you know which cr was pulled?And whose the card backed by?

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