first national bank of omaha credit offered

SusieQue · ‎07-06-2012

I received an offer to apply for this pre-approved Jeep MasterCard 0% APR until 02/13. I applied and received the standard you will hear within the next 2-4 weeks. Does anybody know the credit score needed? My Equifax score is only 692. Thank you for any help you can give me.

KIPPIE12 · ‎07-07-2012

I received their BucksBack Visa a little over a year ago. They are Experian pullers mainly, at least for me, and what i've read. Gave me an initital 15k credit line, but no cli's since receiving their card. I don't need one really, as their cli requests are always HP. No problem thus far, but i have only used the card minimally. I also received the 2-4 week response as you did, and most others do.

Good luck!

drkaje · ‎07-07-2012

FNBO isn't discussed much here. From what I've read, each application gets a manual review and they're known for being conservative.

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO

Take the FICO Fitness Challenge

SwiftTone · ‎07-07-2012

@drkaje wrote:
FNBO isn't discussed much here. From what I've read, each application gets a manual review and they're known for being conservative.

This is what I understand also. Every application is manualy reviewed, so there are no instant approvals

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766

jamesdwi · ‎07-07-2012

@SusieQue wrote:
I received an offer to apply for this pre-approved Jeep MasterCard 0% APR until 02/13. I applied and received the standard you will hear within the next 2-4 weeks. Does anybody know the credit score needed? My Equifax score is only 692. Thank you for any help you can give me.

Got a pre-approved Omaha Discover card offer a couple days ago. My score is near what yours is, have too many INQ, about 9 on each report, with my latest TL's being a 4k limit at home depot, and a chase freedom 3k limit about 4 months ago. Took a few hours to get approved, there app status page doesn't update with my app info for a few hours so it kept saying to call the 800 number then 4 or 5 hours later I was approved for 6k limit matching my highest tradeline, Amex Blue.

The App itch.... A Discover was the last card I wanted since I had AMEX, Chase Visa, and a MC. Of course now that I have all of them, my app finger now wants to get a Prime MC card since all the rest of the trio are Prime hoping to wait 3-6 months before my next app.

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k

YahComb · ‎07-07-2012

i got a pre-approval for them for the maximum rewards visa back in feb. At that time i didn't have any 1K lines, and everyone was saying they were prime and conservative. Didn't really want a $500 card that i had no idea how long it would take them to start growing. Scores were in the same range (690's-710's)

crunching_numbers · ‎07-07-2012

I apped and got a rewards card with a good bt offer in March. It took a almost a week for them to approve me. They manually review everything.

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)

SusieQue · ‎07-07-2012

Thanks to everyone for your replies! I checked the status and it said pending! Keeping my fingers crossed.

Anonymous · ‎07-13-2012

Hey SusieQue,

Did You hear anything back yet

Still keeping fingers and toes crossed!!!!!

SusieQue · ‎07-13-2012

Hi. Thanks for asking but no... When I go the website it says pending!I wonder how long they take?