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first time Credit Card

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BungalowMo
Senior Contributor

Re: first time Credit Card

How long have you had the car loan?   Wait it out a bit & go for a Visa or MC.... give that loan at least 6 mos of history before apping for anything.

 

Personally, If I were you, I'd pass on a store card if you plan on apping any time in the near future.

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 11 of 13
Anonymous
Not applicable

Re: first time Credit Card

Hi

 

i have the car load for 7 month , i was thinking about doing a secure card , but from consulting some friend the told me

that Cerdit score of 632-663 will be good for applaying Capital One® Standard Platinum Credit Card will be good.

 

and then i discover this forum ...

 

Dan

Message 12 of 13
Creditaddict
Legendary Contributor

Re: first time Credit Card

 


@Anonymous wrote:

Hi

 

i have the car load for 7 month , i was thinking about doing a secure card , but from consulting some friend the told me

that Cerdit score of 632-663 will be good for applaying Capital One® Standard Platinum Credit Card will be good.

 

and then i discover this forum ...

 

Dan


I would only apply for a capital one card if you do the pre-qual and it offers you one.

 

Message 13 of 13
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