question...for those of you with an actual citi bank account.....my bro in law has a citi checking acct..he has absolutely terrible credit (my sisters's words, not mine)but after he ha dthe citi account for like 1 year, they started sending him preapproved offers...they got a children's place card(my sister said, it was backed by citi at that time), jc penney, and some other card...she said when he called to check on the status, before the cards arrived, the csr told him the reason he began getting cards, was because due to his good accoutn history with citi, they took that into consideration even though his scores were very low.
now, mind you, that was a little over a year ago when this happened, but i was wondering if any of you know a similiar story, or any thoughts.
my husband and I have been fixing credit for years, when it was on the right track, we had a set back of a car repo, and $90,000 in medical bills...(our insurance didnt cover all of his hip replacement)
so now we are rebuilding once again..husband and i both have an orchard, for over 2 years, in good standing, recently I got a rewards 660 card(i know, not the best card), and I sent off the app and money for a citi secured, because i heard if you get that one it helps you get approved later for other citi cards.....any thoughts...
