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What is the branding name of HSBC is your card example household or is it a flat out orchard bank card? The reason I am asking is because I tired on my orchard brand card today and was told no increases are being considered. Same thing EQ told me a few months, but yet my BBMRZ they had no problem accepting the request and instead of the usual auto increase csr said it was flag to send to credit department for annual review.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
bump 2.0
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
I understand that Orchard Bank is now owned by Capital One.
They are probably bringing all their cards into line with some general underwriting criteria.
Cap One does not seem to be very generous when awarding CLI, but we will have to wait until the dust finally settles in July to see what their new policies will be.