02-25-2013 02:15 PM
IMO I wouldn't touch AMEX until the BK is 7 years or older.
02-25-2013 02:16 PM
I was told by Amex that my bankruptcy needs to be at least 8 years old for them. It will be 8 years old in October. I got Chase Freedom and Discover More but it was on recons. They both asked me the details behind my bankruptcy (medical bills when I didn't have insurance) and they both approved me with limits of $1000. I got those cards about 8 months ago.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO