getting nervous avbout springstone

[bichonmom]

That's great! Congrats!

I would go ahead and call GE to recon the Care Credit CL. Many here have posted about getting a much higher CL upon recon w/them. Even if you technically have enough of a CL to cover your dental work, remember that CareCredit is showing as a revolving credit line (just like a credit card). So, if you use most of the CL, it's going to look like you're maxxed out and will affect your FICO. I'd go ahead and ask for more, as they will counter will less if you don't qualify. Maybe tell them you need $20k for your dental and see what they say. Even if they counter w/$15k, you'll be in much better shape util and FICO-wise with the buffer in your CL.

Hope your dental work goes well!

[Creditaddict]

Agree!! It's automated too!!

[TimeToRecover]

im actually getting quite excited I will have my new temporaries in 2 weeks.  the the long healing of the surgery part but excited to finally get the process started.

[Anonymous]

I'm applying to Springstone for an infertility procedure--do you know which credit bureau they pulled to attain your score from (equifax, experian, trans union)? 

[TimeToRecover]

I actually had 2 pulls.  1 from springstone directly from TU and another a day later from NBT (they carry the loan) from EX.  Both hard pulls.

Also a bit of advice ask for more then you want they will counter.