08-23-2012 06:43 AM
I applied for my BoA card at the branch, but only because I couldn't put an APO address in the online application. Even at the branch, however, they made me use a stateside address since they won't mail to APO. Then the branch rep approved me for the wrong card and I had to do a product change (over the phone while sitting in front of the branch rep at her desk). If I had to do it again, I would surely just do it online and give a stateside address.
08-23-2012 06:47 AM
My gf has boa checking account so we are going to see if she can get a cc thru them. First we are going to talk to customer service st branch. What should we ask? Thanks
If she is a student, I would suggest to go for one of their student cards (typically easier to get). If not, depending on her accounts with BOA, there is the basic BankAmericard or their cash back card. A branch manager could look at her account status and give a general idea on which card she might be able to apply for. She may even have to do a secured card. Either way, just ask to speak to someone about opening up a credit card and someone should be able to assist you. She could also apply online if she has online banking. But, speaking to someone in person could probably point her in the right direction.
08-23-2012 06:48 AM
Cough. Please don't randomly apply for cards unless you think you have good chance to get. As such can you tell us about her credit profile and score.
Based on a previous thread, she has nothing what-so-ever on her credit report.
08-23-2012 06:51 AM
She keeps getting letters thru mail saying you have been pre approved for a,student cc
But is she a student? She will need to provide some form of edvidence (school information) she is a student somewhere to get the card. If she is, and she has been pre-approved, I would say that is a good place to start.
08-23-2012 07:06 AM
08-23-2012 07:19 AM
@jd5189 im not sure about that. I applied for their student plat in 09 when i was 18 and didnt need to show anything saying i was a student.
The online application for the student card asks for a plethora of student information. So, it looks like student verification is necessary in this case.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.