04-28-2012 06:32 PM
I was curious what happened but the posts got too long, LOL!
Understanding the hurt is more than I can process. One minute Appbar's apping, next minute, he's gardening for a year, next minute it's 6 months, next minute it's 15 minutes, and so on. There's just a point where people are gonna bust chops or at the very least feel trying to help isn't a great use of time.
Either way, all the best.
I'll check later for the abridged version but really want to chill outside for a few.
04-28-2012 06:36 PM
Maybe i wont leave
Personal Finance is "Personal"... so that means you get to do whatever makes you "Personally" happy. if its apping, go ahead, if its cutting up cards, go ahead. If its freezing them in a block of ice, or having an outside burial in the moonlight, go ahead... If you want to close them, close them. You don't need our permission or validation, you're validation should come from knowing that what you are doing is the right thing for you to do at that time in your life. no one else on a forum or anywhere else for that matter can give you that validation. You have to find it for yourself.
04-28-2012 06:44 PM
Maybe i wont leave
Glad to hear!
04-28-2012 06:45 PM
04-28-2012 07:10 PM
Don't go I'm sure there are plenty of people on here that you can still help with your knowledge.
04-28-2012 07:54 PM
Maybe i wont leave
Would you please start another topic that you will not be leaving? I had so much fun reading this one with all the hijacking, I am hopeful that thread will get hijacked too with some other "juicy" stuff for us to read. Either way, welcome back.
04-28-2012 08:09 PM
All my threads get like this
I nominate this one for threadjack of the month!
04-28-2012 08:10 PM - edited 04-28-2012 08:12 PM
well it looks like my time has come to leave this forum as i feel like i am getting attacked more then people trying to help. i wont to close cards because i will no longer use them and its too much for me to keep track of. thats why i keep saying my magic number is 5 cards. thats all i want. i have come to realize that when people say dont close cards they dont know what the other person in this case needs, wants, or think is enough. i feel like having to many cards in my case 9 is too many for me maybe for some it might not be but for me it is. i feel like spend more money just to keep the accounts open and i dont need to worry about that. not every ones credit needs are the same and one shouldnt be forcing or yelling at some one who sees what they need diffrently. some one said in a post that it will hurt my score if i close them i dont find this true because i will only close when my utl is 9% or lower with out those cards.
i dont agree with everything that is said here sometimes but i still posted until now when i feel that some members credit needs are diffrent then mine and force thier idea on to others. i would be closing cards because 1) i will not be using them again 2) the apr is so high its not worth keeping open if i need to buy something i dont want to worry about paying it off so fast because of the 28% apr i have with HD or my CL not growing with BBY because i have a plan b card. it served its purpose for when i needed it and i will closed it when i am done.
i need to forget about scores and utl for a while as it has made so streested that i sometimes lose sleep because i worry that amex will close FR me because i bought coffee or chas will close me because i used 50% of my limit. i have learned alot here and i thank you for that but i feel like my time has come to leave. i have a good set of cards now and that i can grow with for years to come and hope my limits will grow in time.
I will be blunt: I think you'd wind up doing yourself a great deal of good walking away from this forum.
My layman's analysis is that you've become to wrapped up emotionally with both your credit situation and forum member's approval of your actions like several of the other members who frequent this forum. I know the Internet is a strange place socially: I was on it very early compared to most, and even built a small corner of it; however, this forum doesn't appear conduicive to your emotional well being.
There's so many better places to chase some sort of self-validation in this life than this forum or in credit cards acquired. Both of these are incredibly poor measurements of one's self worth.
I admit I spend probably too much time on this forum, and judging from your post count at least you may well even spend more than I do; however, I also bail from it for days at a time, and I just mostly cruise this place for interesting tidbits from Open, Hauling, and several other members but that's as far as it goes. As soon as you get emotionally invested in a bunch of random people, whom you will almost assuredly never meet in person, to the likely detriment of other areas of your life (I speak from experience on this one), it's time to walk away from it. Online social media is not a replacement for personal human contact, we just aren't wired that way.
With whatever you decide, I wish you the best of luck and success in life.
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