good low apr high limit card

[chally]

It's going to be difficult getting the limits you want as your highest currently is only CSP 5k.

You could take your BCE @3.5k, apply online for 3X your limit increasing to 11.5 total. Wait for that to report at CB, then app for DCU Visa Platinum 8.75% or PenFed, although that's jumped to 10.24% recently it seems. With your scores you ought to get a good rate.

Nice thing with PenFed is a single hard pull is used to open an account, apply for Visa Promise, and anything else you might need as is good for 90 days. DCU will be separate HP for each. Both lenders use Equifax..

[Anonymous]

yeah.. but keep in mind NFCU will likely give a way higher SL. they like to be the highest based on my experience and what i see on here.

[chally]

NFCU is great if they meet membership requirements...

[zerbherb]

I tweeted them it doesn't count for membership. Penfed it is.

[Anonymous]

hmm. that's odd. i got in from my grandfather.. just as distant as a cousin to me lol

[chally]

Grandfather might be enlisted military, but if he wasn't or isn't  an NFCU member, no dice. That was my conversation with them a few months back regarding this point.

[Anonymous]

meh worked for me and he wasn't alive.

[chally]

don't have to be living, just a former NFCU member was my understanding. Good for you.

[Anonymous]

he probably had no idea what NFCU was TBH

[Anonymous]

i bet you i can ask his wife (my grandma) what NFCU is and she'd have no earthly idea. they only used BofA and had a local bank too. that's it. maybe because it was in 2012 they were less picky but they didn't even confirm it. didn't even check the name or ask me. i just said grandfather, they ran my credit and said ok. car loan. sure.