So this morning I talked myself into applying for the Amex Blue and, after having to conference call with wachovia so they could verify my address, was approved! I was too distracted by the news that I was approved to hear what the CL is going to be.
So my question is, would it be too greedy to go for a charge card at the same time? I really want an Amex Gold, but I don't want to push my luck too far. I don't really need the Gold card, but dangit I want the satisfaction of knowing I have it anyway! Also, I'm not sure if they would use the same credit pull from this morning or if it would be a second hard pull.
Right now I have a BofA $1500 CL and Chase $2000 CL + whatever the Blue ends up at.
Suggestions? Leave it be and keep my eyes on the mail for an offer? Go for the Green for a while to build up to a Gold offer? Or just go for it and see what happens?
As long as they stick to TU or EX, I'm good to go credit score wise, EQ is a little more iffy.
It is a lot easier to get than the blue. I got a amex credit card and charge card on the same day and it only cost me one inquiry. Better hurry if you want to keep as one. I use them both all the time, and you can link the points together. Just PIF!
I know there's probably zero reason for me to get a Gold instead of a Green as far as usage and benefits. Bottom line though is that for some reason I really wanted it, and I'll bite the bullet on the extra AF just to have it!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.