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Frequent Contributor
chrisw1968uk
Posts: 257
Registered: ‎08-03-2013
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Re: got my 1st denial in a long time...

Cap 1 was also my longest or oldest account and i could not figure out how i could get "new" accounts which offered me $8,000, $6,500, $5,000 and 2 @ $4,500 - yet they wouldn't budge off $1,750 - I had a PERFECT record with them and making multiple payments a month to them etc - but no, they wouldn't budge, apart from "upgrading" me to the QS (whoopy doo) - I read on here that TLs report for 10 years and wouldn't affect my scores by closing it out if it was a zero balance - I took the bulls by the horns and told them to use their card as a 4 cornered suppository - and to stick it in their, well, you know where

 

The card served its purpose for me - But I have very little good to say about them apart from that 

Amex BCE $8,000 - Citi Diamond Preferred $7,700 - Chase Slate $7,500 - U.S Bank Select Perks $5,000 - City Simplicity $4,500 - Discover IT $3,600



Fico Target Of 760+ On All 3 By 12/14, currently 754


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