@NikoD wrote:I've been looking through old threads for good cash back cards. I know there are lots of threads about this already but I just wanted to make sure I wasn't missing any really good ones. I didn't include ones that have great sign up bonuses because I'm looking for cards that will be useful for a long time to come.
Quicksilver ~ 1.5%
Dividend/Discover/Freedom ~ 5% rotating categories, 1% everything else
Sallei Mai MC ~ 5% gas/groceries/books (amazon), 1% everything else
US Bank Cash+ ~ two chosen 5% categories, one chosen 2% category, 1% everything else
JCB Marukai ~ 1% first $1000, 2% next $2000, 3% everything over $3000 (residency requirements apply, 25$ annual fee)
Fidelity Amex ~ 2% deposited in Fidelity account
BCE ~ 3% groceries, 2% gas, 2% department stores
BCP ~ 6% groceries, 3% gas, 3% department stores ($75 annual fee)
Does anyone have any (or know of any) other cash back (not rewards) cards that they think are worth considering?
BCE is not worth considering as a cash back card. Its good for getting a large credit limit quickly, and it is an American Express. But, frankly, Sallie Mae is better for low grocery spend, and BCP is better for high grocery spend. Since high grocery spend usually equates to a family, if both parents obtained a Sallie mae, that would be ideal. And even if you Choose the BCP, the Sallie Mae is a better card for Gas Station purchases:
@Open123 wrote:If you're in CA or HI, the JCB Murakai using the Discover network is 3% cashback.
*Edited* - Sorry, didn't notice you alrady listed JCB.
JCB is a strange card, due to the various rules. This is how that breaks down:
@NikoD wrote:I've been looking through old threads for good cash back cards. I know there are lots of threads about this already but I just wanted to make sure I wasn't missing any really good ones. I didn't include ones that have great sign up bonuses because I'm looking for cards that will be useful for a long time to come.
Quicksilver ~ 1.5%
Dividend/Discover/Freedom ~ 5% rotating categories, 1% everything else
Sallei Mai MC ~ 5% gas/groceries/books (amazon), 1% everything else
US Bank Cash+ ~ two chosen 5% categories, one chosen 2% category, 1% everything else
JCB Marukai ~ 1% first $1000, 2% next $2000, 3% everything over $3000 (residency requirements apply, 25$ annual fee)
Fidelity Amex ~ 2% deposited in Fidelity account
BCE ~ 3% groceries, 2% gas, 2% department stores
BCP ~ 6% groceries, 3% gas, 3% department stores ($75 annual fee)
Does anyone have any (or know of any) other cash back (not rewards) cards that they think are worth considering?
Huntington Voice card, for 3% cash back on a user selectable category. IF you are in their banking area.
Citizen Bank Green$ense card. IF you are in their banking area.
Bank of America Better Balance Rewards. great for a moderate, monthly bill. My $46 DSL bill would end up getting 18.1% cash back... More if you have other BOA accounts.
US Bank Cash+. On the list twice, because its possible to get two of those cards (see my signature).
Sallie Mae Upromise card. 5% + 5% online shopping (sometimes even more) through their portal using the Upromise.com card.
Wild cards: Santander Bravo, AARP, AAA Member Rewards
Business cards: Chase Ink cash, etc. American Express Simply Cash. Lowes Business Rewards card. American Express TrueEarnings Business card.
@NikoD wrote:
@Themanwhocan wrote:
@NikoD wrote:I've been looking through old threads for good cash back cards. I know there are lots of threads about this already but I just wanted to make sure I wasn't missing any really good ones. I didn't include ones that have great sign up bonuses because I'm looking for cards that will be useful for a long time to come.
Quicksilver ~ 1.5%
Dividend/Discover/Freedom ~ 5% rotating categories, 1% everything else
Sallei Mai MC ~ 5% gas/groceries/books (amazon), 1% everything else
US Bank Cash+ ~ two chosen 5% categories, one chosen 2% category, 1% everything else
JCB Marukai ~ 1% first $1000, 2% next $2000, 3% everything over $3000 (residency requirements apply, 25$ annual fee)
Fidelity Amex ~ 2% deposited in Fidelity account
BCE ~ 3% groceries, 2% gas, 2% department stores
BCP ~ 6% groceries, 3% gas, 3% department stores ($75 annual fee)
Does anyone have any (or know of any) other cash back (not rewards) cards that they think are worth considering?
Huntington Voice card, for 3% cash back on a user selectable category. IF you are in their banking area.
Citizen Bank Green$ense card. IF you are in their banking area.
Bank of America Better Balance Rewards. great for a moderate, monthly bill. My $46 DSL bill would end up getting 18.1% cash back... More if you have other BOA accounts.
US Bank Cash+. On the list twice, because its possible to get two of those cards (see my signature).
Sallie Mae Upromise card. 5% + 5% online shopping (sometimes even more) through their portal using the Upromise.com card.
Wild cards: Santander Bravo, AARP, AAA Member Rewards
Business cards: Chase Ink cash, etc. American Express Simply Cash. Lowes Business Rewards card. American Express TrueEarnings Business card.
So it's possible to get 2 in your name alone not just being added as AU?
That is correct. I PC'd both my cards (Platinum, Cash Rewards) to Cash+.