03-31-2014 07:06 PM - edited 03-31-2014 07:10 PM
I have a personal CC line-up with some nice yielding cards, mostly cash back but i've incorporated potential UR/MR yields along with them.
If anyone would like to take a look: https://docs.google.com/document/d/1ON2er71cLLC5yF
It's definitely not the "end-all, be-all". I'm constantly updating with new information, and some people enjoy more cash back, while others like playing the points game!
A nice list.
You've already decided on a new GM car?
Well, I'm definitely in the market for a car now, and likely will be so for the years to come. Even with the recalls going on with GM, I'm looking for an AWD crossover of some sort (as a meteorologist, you're on call 24/7, 365 days a year, and living in NJ means commuting in practically every precip type imaginable! ).
I'm leaning more toward Hyundai because a.) I'm likely not going to app and accumulate points in time, since I'll likely buy a car during the summer and b.) my family has had Hyundai's for as long as I can remember, and I'm just use to them at this point.
However, I'm thinking about the next 5-10 years or so, and with marriage and a family in my future, that means more cars (hello, minivans!)...so I could get a use from the GM card. As always, YMMV, but I put it on the list as a potential "winner".
By the way, that First National Bank of Omaha card is really bad... you only earn 5% cash back on amounts greater that $10,000 AND less than $13,000 (its the $150 earnings cap on the 5%...) then it drops back to 1%
Edit: the Fidelity Amex 2% card always beats that card.
04-04-2014 08:42 AM
Hmm, I just noticed the Chase Zappos.com Rewards Visa. 3 points for Zappos.com purchases, 1 point for other purchases. Redeem 2,500 points for a $25 Zappos gift certificate, which is automatically emailed when you reach the 2,500 points.
Looks like a $25 signup bonus after you make youir first purchase.
04-05-2014 10:55 PM
I own several cards with rotating 5% cash back categories including chase freedom, citi dividend, citi forward, etc. and use them in different purchasing situations like a swiss army knife. This iphone app helps me keep track of the categories as they update: http://www.rewardscardpicker.com/
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