guess who closed her amex recovery card today! Strategy?

[peepers]

So, on 7-18 I can apply for prime AMEX cards. I'd like to get 2...either a Blue Cash or an Everyday....or both. Or would I have better chances of 1 revolver and 1 charge (green)? Is there an application strategy I should be aware of? Looking forward to some 1999 backdating action too.

[Closingracer99]

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@peepers wrote:
So, on 7-18 I can apply for prime AMEX cards. I'd like to get 2...either a Blue Cash or an Everyday....or both. Or would I have better chances of 1 revolver and 1 charge (green)? Is there an application strategy I should be aware of? Looking forward to some 1999 backdating action too.

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Charge cards are easier to get ... I would app for the Everyday first and if you get approved app for the Green charge or the Blue Cash card. 

[09Lexie]

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@Closingracer99 wrote:

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@peepers wrote:
So, on 7-18 I can apply for prime AMEX cards. I'd like to get 2...either a Blue Cash or an Everyday....or both. Or would I have better chances of 1 revolver and 1 charge (green)? Is there an application strategy I should be aware of? Looking forward to some 1999 backdating action too.

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Charge cards are easier to get ... I would app for the Everyday first and if you get approved app for the Green charge or the Blue Cash card. 

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The ED/EDP cc is a revolver, not a charge card

[Closingracer99]

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@09Lexie wrote:

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@Closingracer99 wrote:

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@peepers wrote:
So, on 7-18 I can apply for prime AMEX cards. I'd like to get 2...either a Blue Cash or an Everyday....or both. Or would I have better chances of 1 revolver and 1 charge (green)? Is there an application strategy I should be aware of? Looking forward to some 1999 backdating action too.

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Charge cards are easier to get ... I would app for the Everyday first and if you get approved app for the Green charge or the Blue Cash card. 

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The ED/EDP cc is a revolver, not a charge card

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I know that ...  2 Different sentences. Meant to just say Charge cards are easier to get. Then meant to say just go App for the Everyday card and if approved go for a Green Charge or the Blue Cash card after.

[TheConductor]

Given your current scores and low util, I would recommend applying for exactly what you want.

If you're bumping against 800 there's really no reason to tiptoe.

[peepers]

old habits die hard, I suppose

[heyarrnold]

Seriously, with your scores and utilization, you will have no problem getting approved. Apply for exactly what you want

[sjt]

Congrats!

I thought Amex changed their policy where you can apply for a card while having an open Oasis/Recovery Card.

[peepers]

I spoke to EO 3 times who confirmed its not possible, and any time I'd apply online, no credit would be pulled and I'd get the "Active recovery product" decline. a few may have fallen through cracks and been able to, however its still their policy to not do so.

[sjt]

When you applied was it for revolver or a charge? They could have different policies depending on the card type. Anyway, I think the policy is dumb IMHO.