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haha - Crap! Barclay

Valued Contributor

haha - Crap! Barclay

I just remembered that Barclay HATES new apps' within 6 months of issuing you a new LOC.

 

Guess time will tell if I made a bad move yesterday app'ing the Amex Delta Gold yesterday Smiley Surprised

 

Heck, that was why I was gardening until at least January to stay clear of their SP and AA

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 1 of 8
7 REPLIES
Valued Contributor

Re: haha - Crap! Barclay

I'm sure you'll be fine with just one new credit card account.
Message 2 of 8
Established Contributor

Re: haha - Crap! Barclay

Yeah, you should be fine.  Just don't reach for more, and keep your utilization in check.

 

I did an app within 6mo of getting my Barclay's....no adverse action.

 

It's subsequent app sprees they apparently don't like.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Message 3 of 8
Established Contributor

Re: haha - Crap! Barclay

I have 16 apps after Barclays, all is well,Smiley Happy
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 4 of 8
Valued Contributor

Re: haha - Crap! Barclay


Smug wrote:
I have 16 apps after Barclays, all is well,Smiley Happy

Within 6 months? Smiley Surprised

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 5 of 8
Established Contributor

Re: haha - Crap! Barclay

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 6 of 8
Established Contributor

Re: haha - Crap! Barclay

Yep
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 7 of 8
Highlighted
Established Contributor

Re: haha - Crap! Barclay


distantarray wrote:

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


maybe maybe not. barclays can be pretty twitchy.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 8 of 8