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Valued Contributor
Repo-ed
Posts: 2,949
Registered: ‎02-09-2012

haha - Crap! Barclay

I just remembered that Barclay HATES new apps' within 6 months of issuing you a new LOC.

 

Guess time will tell if I made a bad move yesterday app'ing the Amex Delta Gold yesterday :smileysurprised:

 

Heck, that was why I was gardening until at least January to stay clear of their SP and AA

Valued Contributor
kevinjjc
Posts: 1,267
Registered: ‎01-14-2009

Re: haha - Crap! Barclay

I'm sure you'll be fine with just one new credit card account.
Frequent Contributor
TheConductor
Posts: 421
Registered: ‎07-24-2012

Re: haha - Crap! Barclay

Yeah, you should be fine.  Just don't reach for more, and keep your utilization in check.

 

I did an app within 6mo of getting my Barclay's....no adverse action.

 

It's subsequent app sprees they apparently don't like.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12) Current: EQ 675 (myFICO 9/26/13), EX 712 (CreditSesame FAKO 10/9/13) , TU 696 (WalMart 10/3/13) Goal: 700+ x3
My Wallet: Amex BCP $10k, Amex Zync NPSL (> 10k), Chase CSP VS $9.2k, C1 Venture VS $5k, Amex SPG $4.5k, Barclaycard Apple V $2k, Walmart (Store) $1.2k, Chase Freedom V $600, BoA Cash Rewards V $500, Best Buy Rewards MC $500
Dream Wallet:Barclaycard Arrival WMC (replace C1 Venture), Amex Platinum (replace Zync eventually), Andrews FCU Global V (chip + PIN for travel). Otherwise, pretty happy with my portfolio now.
Established Contributor
Smug
Posts: 960
Registered: ‎12-21-2010

Re: haha - Crap! Barclay

I have 16 apps after Barclays, all is well,:smileyhappy:
Experian® 777/Equifax® 655/TransUnion® 770
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
Valued Contributor
Repo-ed
Posts: 2,949
Registered: ‎02-09-2012

Re: haha - Crap! Barclay


Smug wrote:
I have 16 apps after Barclays, all is well,:smileyhappy:

Within 6 months? :smileysurprised:

Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: haha - Crap! Barclay

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Smug
Posts: 960
Registered: ‎12-21-2010

Re: haha - Crap! Barclay

Yep
Experian® 777/Equifax® 655/TransUnion® 770
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
Established Contributor
YahComb
Posts: 589
Registered: ‎03-10-2012

Re: haha - Crap! Barclay


distantarray wrote:

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


maybe maybe not. barclays can be pretty twitchy.

EQ-728(03/31/14) TU-761(03/19/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 7.5K | Disc It 9K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 2.67yr AAOA: 21.8 mo

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