Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 3,001
Registered: ‎02-09-2012
0

haha - Crap! Barclay

I just remembered that Barclay HATES new apps' within 6 months of issuing you a new LOC.

 

Guess time will tell if I made a bad move yesterday app'ing the Amex Delta Gold yesterday Smiley Surprised

 

Heck, that was why I was gardening until at least January to stay clear of their SP and AA

5/2012: 560 credit scores across the board
12/2014: 750+ scores across the board
Get those baddies removed!!!
Valued Contributor
Posts: 1,441
Registered: ‎01-14-2009
0

Re: haha - Crap! Barclay

I'm sure you'll be fine with just one new credit card account.
Established Contributor
Posts: 637
Registered: ‎07-24-2012
0

Re: haha - Crap! Barclay

Yeah, you should be fine.  Just don't reach for more, and keep your utilization in check.

 

I did an app within 6mo of getting my Barclay's....no adverse action.

 

It's subsequent app sprees they apparently don't like.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Established Contributor
Posts: 961
Registered: ‎12-21-2010
0

Re: haha - Crap! Barclay

I have 16 apps after Barclays, all is well,Smiley Happy
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Valued Contributor
Posts: 3,001
Registered: ‎02-09-2012
0

Re: haha - Crap! Barclay


Smug wrote:
I have 16 apps after Barclays, all is well,Smiley Happy

Within 6 months? Smiley Surprised

5/2012: 560 credit scores across the board
12/2014: 750+ scores across the board
Get those baddies removed!!!
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: haha - Crap! Barclay

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 961
Registered: ‎12-21-2010
0

Re: haha - Crap! Barclay

Yep
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Highlighted
Established Contributor
Posts: 599
Registered: ‎03-10-2012
0

Re: haha - Crap! Barclay


distantarray wrote:

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


maybe maybe not. barclays can be pretty twitchy.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.