Reply
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

haha - Crap! Barclay

I just remembered that Barclay HATES new apps' within 6 months of issuing you a new LOC.

 

Guess time will tell if I made a bad move yesterday app'ing the Amex Delta Gold yesterday :smileysurprised:

 

Heck, that was why I was gardening until at least January to stay clear of their SP and AA

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
Posts: 1,394
Registered: ‎01-14-2009
0

Re: haha - Crap! Barclay

I'm sure you'll be fine with just one new credit card account.
Frequent Contributor
Posts: 492
Registered: ‎07-24-2012
0

Re: haha - Crap! Barclay

Yeah, you should be fine.  Just don't reach for more, and keep your utilization in check.

 

I did an app within 6mo of getting my Barclay's....no adverse action.

 

It's subsequent app sprees they apparently don't like.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 670 (myFICO 9/8/14), EX 694 (Prosper 7/17/14) , TU 693 (WalMart 9/2/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Walmart (Store) $2.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo
My Business: Chase Ink VS $5k
Established Contributor
Posts: 961
Registered: ‎12-21-2010
0

Re: haha - Crap! Barclay

I have 16 apps after Barclays, all is well,:smileyhappy:
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: haha - Crap! Barclay


Smug wrote:
I have 16 apps after Barclays, all is well,:smileyhappy:

Within 6 months? :smileysurprised:

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: haha - Crap! Barclay

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 961
Registered: ‎12-21-2010
0

Re: haha - Crap! Barclay

Yep
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Established Contributor
Posts: 599
Registered: ‎03-10-2012
0

Re: haha - Crap! Barclay


distantarray wrote:

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


maybe maybe not. barclays can be pretty twitchy.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.