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Valued Contributor
Repo-ed
Posts: 2,603
Registered: ‎02-09-2012

haha - Crap! Barclay

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‎10-30-2012 07:14 AM

I just remembered that Barclay HATES new apps' within 6 months of issuing you a new LOC.

 

Guess time will tell if I made a bad move yesterday app'ing the Amex Delta Gold yesterday :smileysurprised:

 

Heck, that was why I was gardening until at least January to stay clear of their SP and AA

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
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kevinjjc
Posts: 917
Registered: ‎01-14-2009

Re: haha - Crap! Barclay

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‎10-30-2012 07:36 AM

I'm sure you'll be fine with just one new credit card account.
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TheConductor
Posts: 227
Registered: ‎07-24-2012

Re: haha - Crap! Barclay

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‎10-30-2012 08:03 AM

Yeah, you should be fine.  Just don't reach for more, and keep your utilization in check.

 

I did an app within 6mo of getting my Barclay's....no adverse action.

 

It's subsequent app sprees they apparently don't like.

Starting: EQ 626 (myFICO 7/22/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12) Current: EQ 665 (myFICO 2/13/12), EX 690 (CreditSesame FAKO 1/6/13) , TU 681 (WalMart 2/4/13) Goal: 700+ x3
My Wallet: Amex Zync NPSL (hidden limit > 10k), Barclaycard Apple V $2000, Walmart (Store) $900, BoA Cash Rewards V $500, CreditOne Platinum V $600, Best Buy Rewards MC $500, Chase Freedom V $400
Dream Wallet: Amex BCP, Citi Dividend Platinum V , Chase Freedom MC, Chase Sapphire Preferred V, BoA Privileges Cash Rewards VS, UPromise MC, US Bank Cash+ VS, Amex ZYNC, Amex SPG, Amex Platinum, Andrews FCU Global V
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Smug
Posts: 898
Registered: ‎12-21-2010

Re: haha - Crap! Barclay

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‎10-30-2012 08:05 AM

I have 16 apps after Barclays, all is well,:smileyhappy:
Experian® 759/Equifax® 655/TransUnion® 720
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
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Valued Contributor
Repo-ed
Posts: 2,603
Registered: ‎02-09-2012

Re: haha - Crap! Barclay

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‎10-30-2012 08:18 AM

Smug wrote:
I have 16 apps after Barclays, all is well,:smileyhappy:

Within 6 months? :smileysurprised:

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
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distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: haha - Crap! Barclay

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‎10-30-2012 08:21 AM

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Established Contributor
Smug
Posts: 898
Registered: ‎12-21-2010

Re: haha - Crap! Barclay

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‎10-30-2012 08:25 AM

Yep
Experian® 759/Equifax® 655/TransUnion® 720
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
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YahComb
Posts: 458
Registered: ‎03-10-2012

Re: haha - Crap! Barclay

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‎10-30-2012 08:37 AM

distantarray wrote:

once you got a card it should be fine, even if they don't like it i really doubt they'd cancel you anyways even if you applied for 4more cards i really doubt they'll close you down unless you applied for 4 barclay cards.

maybe maybe not. barclays can be pretty twitchy.

EQSW-698 (06/07/13)
Newest to Oldest
Citi TY Pref 4.5K | US Bank Cash+ 6.5K | Chase Freedom 3K | Chase Sapphire WMC 5K | Disc More 4K | Amazon Store 2.5K | BOA Cash Rewards 6K |
RIP silver spade status, 12/2/12 to 5/4/13
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