No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
hey guys, was discussing on an other thread about downgrading from a signature card so that the CL would be reported, since BOA refuses to do so on thier siggys,
has anyone done this before? was it a smooth change? same CL? same account number? ect.
@slap_happy wrote:hey guys, was discussing on an other thread about downgrading from a signature card so that the CL would be reported, since BOA refuses to do so on thier siggys,
has anyone done this before? was it a smooth change? same CL? same account number? ect.
I did this with my BofA the day after I applied. I was approved with a CL of $6,000, which was an automatic Visa Siggy. I learned from here that the credit limit didn't report and I wanted it to, so I called in and they converted it, no problem. I was able to use my signature card. I had no issue what-so-ever.
Yes, downgraded to Platinum Plus, everything else stayed same, and was very smooth. However, took a few weeks for conversion to be final, and new card received. CL started reporting on subsequent statement.
well thanks very much for the info, I guess I will give them a call in the am. as long as the CL stays the same then Im all for it.
Just thought I throw this in.. I didn't downgrade mine. I asked them and they said they could split it into 2 cards so that's what I did. So now I have a BofA TR (siggy) with 5k and another BofA BBR (MC) with another 5k (the original siggy has a 10k CL).
Btw, their luv button works like a charm every time. lol
@jlfce1 wrote:
@slap_happy wrote:hey guys, was discussing on an other thread about downgrading from a signature card so that the CL would be reported, since BOA refuses to do so on thier siggys,
has anyone done this before? was it a smooth change? same CL? same account number? ect.
I did this with my BofA the day after I applied. I was approved with a CL of $6,000, which was an automatic Visa Siggy. I learned from here that the credit limit didn't report and I wanted it to, so I called in and they converted it, no problem. I was able to use my signature card. I had no issue what-so-ever.
Did you try to see if the signature perks still worked afterwards?